Những podcast Grow Wealth hay nhất (2025)

1
Episode 152: Saving (and Investing) Rate for Retirement 18:44

21h ago18:44

18:44

You may have heard recommendations that range anywhere between 10% and 50% when it comes to how much of your income to save for retirement. I often recommend saving a min of 20% of gross income to physicians who plan to invest primarily in stock and bond index funds. How do you know what saving rate you need in your situation? What it comes down to…

1
Episode 151: The How of Happiness Practicing Acts of Kindness 8:18

8d ago8:18

8:18

In the book, The How of Happiness, Dr. Sonja Lynbomirsky outlines 12 activities to increase overall happiness by shifting one's baseline. For 2025, each month will have an episode that talks about activities that can help increase happiness by adjusting that baseline upwards. This month’s episode is about Practicing Acts of Kindness. Tune in to lea…

1
Episode 150: Staying Invested Even When the Market is Falling 14:10

15d ago14:10

14:10

When you hear about a big drop in the stock market, do you feel uneasy? Do you consider selling your stocks or not investing any more money right now. That you’ll wait until the market starts to recover? If that sounds like you, you need to listen to this podcast episode. I want to encourage you to stay invested. When you deviate from your investme…

1
Episode 149: The 401(a): A Lesser Known Employer Sponsored Retirement Account 16:12

22d ago16:12

16:12

401(a) plans were established with the original tax code in 1954 and have actually been around longer than 401(k) or 403(b) plans. 401(a) plans are generally offered by government agencies, educational institutions and non-profit organizations. Employers can form multiple 401a plans that each have their own distinct eligibility criteria, contributi…

1
Episode 148: The Alternative Min Tax 13:54

29d ago13:54

13:54

The alternative minimum tax, or AMT, was implemented in 1969 to ensure that all Americans pay their fair share of taxes, and particularly targeted high-income individuals who had a lot of tax deductions. It was originally design to catch those high-income individuals who paid little to no tax but unfortunately, it was not indexed for inflation unti…

1
Episode 147: Creating Stories to Raise Money-Smart Kids with Dr. Michele Cho-Dorado 25:47

1M ago25:47

25:47

Dr. Michele Cho-Dorado is a Pediatric Gastroenterologist, Medical Director, children’s book author, speaker and founder of Bright Futures EDG. She has developed a children’s book series with a mission to introduce financial literacy to young kids. Her first two books are called “Reach For The Stars” and “Mimi’s Magical Money-Earning Adventure” with…

1
Episode 146: The How of Happiness Avoid Overthinking and Social Comparison 8:35

1M ago8:35

8:35

In the book, The How of Happiness, Dr. Sonja Lynbomirsky outlines 12 activities to increase overall happiness by shifting one's baseline. For 2025, each month will have an episode that talks about activities that can help increase happiness by adjusting that baseline upwards. This month’s episode is about avoiding overthinking and social comparison…

1
Episode 145: Decoding Tax Forms: W-2, 1099s, K-1, and What They Mean for You 13:57

2M ago13:57

13:57

W-2 is a wage and tax statement and is sent by an employer to an employee to show the earned income the employer paid the employee during the prior tax year. 1099-NEC (or 1099-MISC before 2020) are issued to independent contractors. K-1’s are issued by Partnerships, S-Corps, or Estates and Trusts to partners, shareholders, and beneficiaries to repo…

1
Episode 144: Financial Leverage: A Double Edged Sword 13:22

2M ago13:22

13:22

One thing that attracts a lot of people to investing in real estate is how fast you can potentially grow your wealth. Yes, it takes a lot more effort and work than investing in low cost index funds. The use of financial leverage is also a key to amplify returns in real estate investing. However, using financial leverage goes both ways, it magnifies…

1
Episode 143: REITS: The Simplest Way to Invest in Real Estate 13:54

2M ago13:54

13:54

The easiest way to invest in real estate is through publicly traded REITs, Real Estate Investment Trusts and REIT mutual funds or exchange traded funds. Congress established REITS in 1960 which must meet specific criteria. - Invest at least 75% of its total assets in real estate, cash, or US Treasurys - Derive at least 75% of its gross income from …

1
Episode 142: The How of Happiness: Cultivating Optimism 11:36

2M ago11:36

11:36

In the book, The How of Happiness, Dr. Sonja Lynbomirsky outlines 12 activities to increase overall happiness by shifting one's baseline. For 2025, each month will have an episode that talks about activities that can help increase happiness by adjusting that baseline upwards. This month’s episode is about cultivating optimism. Tune in to learn abou…

1
Episode 141: Pump and Dump Schemes and Short Squeezes: The Hidden Dangers of Individual Stock Investing 15:02

3M ago15:02

15:02

Have you ever heard of a hot stock tip and debated if you should jump on it? Or been invited to join a group where they discuss promising stocks? If so, you want to avoid finding yourself in a pump an dump scheme. It can be tempting to seek out quick riches but it can leave you with sizeable losses. In this episode, I review what are pump and dump …

1
Episode 140: The Costs of Buying and Owning a Home (Why You May Want to Keep Renting) 21:40

3M ago21:40

21:40

For many people, the largest amount of money spent in a single purchase is buying real estate. The average home price in the United States is around $420,000 in 2024. In high cost of living areas, the average single-family house can be over $1 million dollars. There are people who think that rent is throwing away money, and if a mortgage is less th…

1
Episode 139: New IRS Updates for 2025 8:26

3M ago8:26

8:26

This episode discusses the adjustment in tax brackets and changes in contribution limits for tax advantaged accounts for 2025. Marginal Tax Rates for 2025 37% for single taxpayers with incomes over $626,350 and $751,600 for married couples filing jointly 35% for incomes over $250,525 and $501,050 for married couples filing jointly 32% for incomes o…

1
Episode 138: The How of Happiness Expressing Gratitude 11:20

3M ago11:20

11:20

In Episode 131: Escaping the Hedonic Treadmill, we learned that hedonic adaptation is the tendency to return to a relatively stable level of happiness. People tend to have a baseline or set point level of happiness (or unhappiness) that hey return to. There are ways to adjust that baseline. In the book, The How of Happiness, Dr. Sonja Lynbomirsky o…

1
Episode 137: Flexible Spending and Heathcare Savings Accounts 16:27

4M ago16:27

16:27

Flexible Spending and Heathcare Savings Accounts are both ways to pay for your medical expenses with pre-tax money. Anytime you can use pretax money to pay for anything, you are getting generally getting a 22% discount or more depending on your tax bracket. Flexible Spending Accounts (FSA) are benefits that may be provided by your Employer. Not all…

1
Episode 136: New Year Resolutions, Goal Setting, and Reaching Those Goals 18:25

4M ago18:25

18:25

The roots of making New Year Resolutions can be traced to Ancient Babylonia and well as Roman traditions. It’s still something many people do today. However, many people who make New Year Resolutions don’t end up keeping them. In this episode, I talk about goal setting an what can help you to accomplish those goals. I am also happy to announce that…

1
Episode 135: When it Feels Hard to Spend Money 13:30

4M ago13:30

13:30

Some of us are spenders while some of us are savers. Personally, I’m a saver. I like to always have a money cushion. The idea of living paycheck to paycheck freaks me out. I like to get good value and prefer to buy any big-ticket items on sale. That being said, I do like nice things and spend a lot on experiences/travel. It can be hard for me to bu…

1
Episode 134: Overcoming Money Scarcity With Income Fluctuation with Dr Amy Vertrees 42:43

4M ago42:43

42:43

Amy Vertrees, MD is a board-certified general surgeon, Army veteran, certified coach, author and founder of the BOSS Business of Surgery Series. She served 17 years in the Army, reaching the rank of lieutenant colonel, and deploying 3 times to Afghanistan and Iraq as a general surgeon. After leaving the military, she was an employed surgeon then cr…

1
Episode 133: What To Do With Your Retirement Accounts When You Leave a Job 18:19

4M ago18:19

18:19

Most physicians will change where they work at least once during their career. Some estimates are as high as 70% of physicians leaving their first job within 2 years. If you have been at a job for a while, hopefully you have an employer sponsored retirement account like a 401(K) or 403(b). Your may also have a 457 plan. This episode discusses the o…

1
Episode 132: End of the year tax tips that you must complete by Dec 31 9:58

5M ago9:58

9:58

While filing taxes may still feel like a long time away, December is the time to strategize what you can do before the end of the year to decrease your tax burden. In this episode, I review actions you may want to consider to decrease your tax bill. Maxing out your employee contributions to your employer sponsored retirement accounts, your 401K or …

1
Episode 131: Escaping the Hedonic Treadmill 15:47

5M ago15:47

15:47

Hedonic adaptation is the tendency to return to a relatively stable level of happiness. Good things happen and we may be happy but over time, we return to our baseline of happiness. Bad things happen and we may be upset, sad, or angry but over time, we return to our baseline of happiness. If that’s the case, are we stuck where we are? In this episo…

1
Episode 130: The Power of Saying No and Making a Decision 10:36

5M ago10:36

10:36

Many people have a hard time saying no and this can affect multiple areas of life related to and not related to money. In this episode, I talk about reasons we may not be saying no as often as we should and how to get more comfortable saying no. Please subscribe and leave a review on your favorite Podcasting platform. If you want to start your path…

1
Episode 129: Investing in Individual Real Estate Syndications vs Real Estate Funds 13:32

5M ago13:32

13:32

Many people are interested in investing in real estate but don’t want the hassle or headaches of being a landlord. This week’s episode talks about how accredited investors can invest passively in real estate syndications or real estate funds. It explains what a real estate syndication represents and compares investing in individual real estate synd…

1
Episode 128: Keeping Your Investing Simple: The One Fund or Three Fund Portfolio 20:55

6M ago20:55

20:55

I know everyone does love learning about finances and investing. Some people just want to know what they should invest in. In this episode, I talk about mutual funds that are one stop shopping where a single fun could meet your investment goal as well as putting together a diversified portfolio with three or four different funds. Recommended funds …

1
Episode 127: Mindful Spending: Rethinking Needs, Wants, and Money Choices 16:18

6M ago16:18

16:18

When it comes to planning our spending, we often what we need, what we want, and what we can afford. Sometimes, we conflate things we want as things we need but when we step back, we realize a lot of things we feel we need are really things we want. Then there are things we want that we may say we can’t afford. Paula Pant is known for saying “You c…

1
Episode 126: A Closer Look at the 403b 20:31

6M ago20:31

20:31

I have often thought of the 403b as being the non-profit version of the 401K but through recent events, I’ve learned some differences that may affect those working at non-profits. This may be especially true if your spouse is a teacher or works for a school system. I found https://403bwise.org/ to be a helpful website. They rate different 403b prov…

1
Episode 125: The Gender Pay Gap 17:21

6M ago17:21

17:21

In 2022, women in the United States earn 82 cents for every dollar men earn. This has been called the Gener Wage Gap or the Gender Pay Gap. This gap appears to be potentially higher for women physicians, and persists even after controlling for age, experience, specialty and other factors. Over a simulated 40 year career, women physician are estimat…

1
Episode 124: Your Second Job: Taking Ownership of Your Financial Future 19:30

7M ago19:30

19:30

This week’s episode comes from a talk I gave at the Women in Ophthalmology Conference. I was given the choice to speak on any financial topic as part of a financial wellness panel but with a very limited time of 8 minutes. I thought really hard about what would be the most important message I could deliver in 8 minutes and when it came down to it, …

1
Episode 123: Financial Freedom through Entrepreneurship with Dr. Una 18:46

7M ago18:46

18:46

Dr. Nneka Unachukwu is the founder of EntreMD, a company on a mission to help 100,000 physicians build profitable 7 and 7+ figure businesses so they have the freedom to live life and practice medicine on their terms. She does this through the EntreMD Business School, the only school of its kind for physician entrepreneurs, the EntreMD podcast, a to…

1
Episode 122: Withdrawal Methods For Retirement Beyond the 4% Rule 18:43

7M ago18:43

18:43

The 4% rule is probably the most talked about method when it comes to how to plan to withdraw from your retirement portfolio. However, when it comes to actually withdrawing from your retirement portfolio, there are a lot more options, and nuances. If you're not near retirement, why learn about these different methods now? Using different methods ca…

1
Episode 121: Testing Your Retirement Portfolio with Monte Carlo Simulations 18:09

7M ago18:09

18:09

No one wants their retirement portfolio to run out of money before they die. Many retirement calculators use static assumptions, like a constant growth rate or inflation rate. The stock market may have average returns of around 10% per year but in any given year, it’s rarely a 10% return. Some years it can be up 18% and other years down 10% or anyw…

1
Episode 120: Free Online Retirement Calculators 20:32

7M ago20:32

20:32

The goal of retirement calculators is to help you answer three questions: 1. How much do I need to save and invest for retirement? 2. How much money do I need in my retirement portfolio to retire? 3. How much can I realistically expect to spend once I am retired? In this episode, I review the following free retirement calculators available online. …

1
Episode 119: The 4% Rule and How 4% Became the Safe Withdrawal Rate for Retirement 22:56

8M ago22:56

22:56

You may have heard that your retirement portfolio should be 25 times your spending or your income for you to retire. This is actually derived from The 4% Rule, which is the commonly held belief that you an safely withdrawal 4% from your retirement portfolio invested in stock and bonds and not run out of money before you die. In this episode, I look…

1
Episode 118: Retirement is Not an Endless Vacation 11:51

8M ago11:51

11:51

Summer vacation is coming to an end. While physicians don’t get summer vacation like students and teacher do, we may think that vacation will come when we retire. While the first few months, or even years, or retirement might feel somewhat like vacation, retirement is not an endless vacation. In this episode, I talk about Ty Bernicke, a Certified F…

1
Episode 117: Investing vs Paying Down Debt 20:13

8M ago20:13

20:13

This episode is really targeting to those physicians who have recently finished training but will be helpful to anyone who is debating between deciding to pay down debt versus investing. There are multiple factors when it comes to figuring out the best place to put your money. When looking at whether to pay down debt, things to consider include the…

1
Episode 116: Qualified vs Non-Qualified Dividends and How They Are Taxed 12:57

8M ago12:57

12:57

Qualified dividends are taxed at a lower rate, similar to capital gains tax whereas non-qualified dividends are taxed at the ordinary income tax rate. This episode goes into detail what makes a dividend considered qualified to help you make choices to lower how much you ultimately pay in taxes. Please subscribe and leave a review on your favorite P…

1
Episode 115: Capital Gain Taxes 13:48

9M ago13:48

13:48

Whenever there is money to be made, Uncle Sam wants his cut. Part of building wealth is learning the rules to legally decrease what you pay to Uncle Sam. In this episode, I talk about Capital Gains Tax, which is the tax on any profit from selling an asset. By holding on to an asset for over a year (366 days), the profit from the sale of the asset i…

1
Episode 114: How much can you really save by adjusting your thermostat? 11:36

9M ago11:36

11:36

With climate change, there have been more heat waves. This lead me to thinking about our use of air conditioning and the cost associated with it. In this episode, I talk about how much energy and money is saved by setting the thermostat to a warmer temperature in the summer and cooler temperature in the winter. This could be done all the time, or o…

1
Episode 113: Transitioning from Guaranteed Salary to Compensation Based on Productivity 17:06

9M ago17:06

17:06

Depending on your job situation, there’s a good chance that at some point, you may switch from a guaranteed salary to being paid based on your productivity. The productivity may be based on Revenue Value Units/RVUs or collections. Many people, and probably more so trainees looking at their first position post medical training, focus on the salary o…

1
Episode 112: The Journey to Financial Independence 17:45

9M ago17:45

17:45

Many people tend to think of Financial Independence as a static goal, achieving some magical number in net worth or passive income that means you don’t have to work for money anymore. However, many people will push the goal post once they achieve their number, feeling like they need more. I see financial independence more as a journey with differen…

1
Episode 111: Changes In Realtor Commissions with Samantha Chin 27:28

10M ago27:28

27:28

You may have heard that the National Association of Relators was sued by a group of homeowners earlier this year and the outcome of the lawsuit was a settlement included a changes to relator compensation. Traditionally, when you sell a piece of property through a relator, the seller pays both the seller’s agent and the buyer’s agent anywhere betwee…

1
Episode 110: Are Physician Medical Surveys a Potential Additional Income Stream? 22:43

10M ago22:43

22:43

In the quest to build multiple income streams, is doing physician surveys something to consider? In this episode, I discuss my own experience with medical surveys as well as the experience of Dr. Rikki Racela, who wrote a blog article entitled “How I made $30,000 Taking Doctor Surveys” (You can read the blog article for yourself at https://www.whit…

1
Episode 109: A Look into the US Social Security Program 21:46

10M ago21:46

21:46

What do you actually know about the Social Security Program and what kind of benefits you may possibly receive from Social Security? If you are like me, not all that much. You may know that you pay taxes to Social Security and may think it’s unlikely you’ll get much payout or all those taxes that you have paid over your entire working life. I spent…

1
Episode 108: Check Your Contract for Three Items When You Start Thinking of Changing Jobs 17:45

10M ago17:45

17:45

Employment contracts layout the terms of employment and generally layout the terms for what can cause termination of employment as well as any consequences that result from termination of employment. If you are considering leaving your current job for another job, then you will want to find your current employment contract and review what you previ…

1
Episode 107: High-Cost Medications and the Co-Pay Accumulator Policy with Dr. Celine Lee 44:19

11M ago44:19

44:19

If you, any of your family members, friends, or patients are taking a very expensive medication for which a coupon card or program is being used for assistance to pay for the medication, you will want to tune in to learn about the Co-Pay Accumulator Policy. Dr. Celine Lee, a rheumatologist practicing in the state of Utah, explains what the Co-Pay A…

1
Episode 106: Be the Bank: Investing Through Private Lending and Lending Funds 22:05

11M ago22:05

22:05

Private lending offers possible stock like returns over a short term time horizon while being uncorrelated with the activity of the stock market. There is thought to be a higher level of risk compared to investments like CDs or government bonds, but these investments can be backed by hard assets like real estate, and thus lowering the risk. Sound i…

1
Episode 105: Gift Tax and How to Gift More Than the Annual Exclusion Limit 10:38

11M ago10:38

10:38

You may know that there is a limit to monetary gifts you can give to anyone other than your spouse in a calendar year, currently $18,000 in 2024. While $18,000 in gifts is a generous some, what if you want to give more? This often happens with people who want to help their adult children, whether it’s to help them buy a home, chip in for a wedding,…

1
Episode 104: Where to Put Cash and Short Term Investments 17:27

11M ago17:27

17:27

When you have a long investing horizon of 5 years or more, there are many options for investments with potentially high returns. What about when you have a shorter time horizon? They may be saving for a downpayment on a house to purchase in the next 2-3 years or for a specific dream vacation. Or it may be money that you are setting aside for the ne…

1
Episode 103: What to know about 457 plans 13:57

11M ago13:57

13:57

Depending on where you work, you may have the ability to invest in a 457 plan. 457 plans are another type of retirement account where money can grow tax free similar to a 401K or 403B but there are some important differences compared to 401Ks and 403Bs. Depending on your employer, it may not be a good idea to invest within their 457 plan. Generally…

Podcast đáng để nghe

Podcast Grow Wealth

Podcast đáng để nghe

Hướng dẫn sử dụng nhanh