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If you missed the event in the Bay Area, listen in and catch up on the best ways to invest in real estate in this part of town. 0:00:00 - 0 - Welcome Speech 0:03:16 - 1 - Anthony G Herrera (Rise and Grind) 0:22:06 - 2 - Nydia Angulo (Your path to HOMEOWNERSHIP) 0:37:35 - 3 - Snehal Patil (Estate Planning) 1:01:26 - 4 - Angelina Nguyen (How to do th…
 
Even if your H1B visa or extension gets denied, you have a few options. Here are three ways that buying a house while on an H1B visa could work out for you in the long run: #1 Rent your house in the US if your H1B visa gets denied. When this happens, you can rent out your house and avoid the hassle of selling it. This will allow you to keep living …
 
If you live in New Jersey, you may want to pay attention to a new report from ATTOM, which ranks the 10 counties most vulnerable to a downturn. The study looked at the highest concentrations of the most at-risk markets in the first quarter of 2022 — and six of them were in New Jersey. The report considered factors like foreclosure rate, mortgage ba…
 
On an H-1B visa, most lenders will decide the status of a mortgage applicant on a case-by-case basis by utilizing the information available to them. The following is required by most lenders... SSN Valid work visa 2 years US credit history 2 years US employment history Good credit score, ideally over 670 US income that you expect to continue for at…
 
First off, owning a home has been proven to improve your quality of life in the US. You have more security and stability in your life, which leads to better mental health and happiness. Second, buying a house is a safe and secure way to build wealth for H1B visa holders. You can deduct mortgage interest payments from your income taxes, so it's like…
 
If you're an H1B visa holder, you're probably wondering if you can buy a home with an FHA loan. The answer is yes! FHA loans are government-backed mortgages insured by the Federal Housing Administration. They require lower minimum credit scores and down payments than many conventional loans, making them especially popular with first-time homebuyers…
 
Conventional mortgages are not guaranteed or insured by the federal government. Conforming mortgages are the most popular conventional mortgages because they fulfill the requirements to be sold to Fannie Mae or Freddie Mac, government-sponsored enterprises that purchase mortgages from lenders and sell them to investors. Here are the differences bet…
 
It depends on your situation. If you want to get a conventional loan and have good credit, you can put as little as 3% of the purchase price down. But if you don't have enough savings and can't afford private mortgage insurance, it's better to have at least 20% equity in your home when buying it. If you're looking for an FHA loan, most common among…
 
Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cruz, and San Mateo, among others. You can also hear me take questions from listeners on …
 
Q&A with Nagaraj Annaiah on Bolly 92.3 radio station. If you did not tune in, here is a chance to eavesdrop on what happened. Also visit: https://bayarearealtor.buzzsprout.com. And don't forget to check out NagarajHomes.com and sign up to my monthly newsletter, or use the free mortgage calculator on the site to help you with your purchases.…
 
Hello, I am Nagaraj Annaiah, your trusted Bay Area tech realtor. Welcome back to the channel. If you are new here, I give tips to real estate investors and first time home buyers in the Bay Area that could affect your selling, buying and mortgage requirements. Do subscribe to the channel for regular weekly updates. Hello there. I am Nagaraj Annaiah…
 
Hello and welcome back to my channel. I am Nagaraj Annaiah, your trusted tech realtor from the Bay Area. Most asked question during real estate transaction is what are the closing costs? Let’s understand what is closing. Also known as “settlement,” or “escrow,” closing on a home sale is the legal transfer of a property from one owner to another. Co…
 
Major SHIFT is happening in the Bay Area Housing Market Hello and welcome back to the new edition of Bay Area Housing Market Update. I am Nagaraj Annaiah, your trusted tech realtor from the Bay Area. Did you know that there's something huge, something massive happening in the US Housing market? And that it's being reflected in the Bay Area as well?…
 
Bay Area Housing Market Crash | 20% drop in home prices. Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cruz, and San Mateo, among other…
 
Hi friends, I'm Nagaraj Annaiah, your trusted realtor from the Bay Area. Welcome back to my channel. Today, I'm going to show you my before-after landscape story of turning an empty lot into a beautiful landscape. I bought this lot for 200k and turned it into this! The lot size is 12,000 sq ft or quarter of an acre—it's a lot of space for experimen…
 
Are We In A Recession Now? We're not sure, but we're definitely feeling it! Fed Chair Jerome Powell has been leading the charge against inflation, with interest rate hikes and reverse repos. And while we don't know if this will cause a recession, we can see that it's definitely taking its toll on the economy. Inflation 2021 saw a surge in prices—an…
 
In the mortgage industry, I've seen clients get better rates from other lenders and switch to them, only to regret it later. I've seen clients who don't care about interest rates at all—they just want to make sure they're getting the best deal possible. But the best clients are those who value relationships more than short-term material gains. I fo…
 
It’s been a crazy month for real estate in the Bay Area, but I am here to tell you that you can still get good deals. My client recently purchased a single-family home in Blossom Hill, San Jose for $1.44 million. This property was listed at $1.38 million, and we were able to act fast and sign the deal. The housing market in the Bay Area has been sl…
 
Bay Area Housing Market News: Homebuyers can borrow at 0% downpayment! Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cruz, and San Mate…
 
Recently, I was helping a homebuyer who was about to close on a property. On the day of funding, one home buyer had a small emergency at home. He panicked and was about to cancel the property transaction he had already made. I conveyed to the homebuyer that he should not take action based on one small incident. He should assess the situation on the…
 
It's been a rough week for the mortgage market. On Wednesday, May 4th, rates reached their highest levels in more than a decade. Then on Thursday, May 5th, they reached their lowest levels of the week. And before we knew it, we were back to where we started: with rates at their highest levels in more than a decade. The volatility was in response to…
 
Thursdays & Late April Are The Best Times To List | Bay Area Real Estate Roundup. Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cruz, a…
 
What's HOT in Bay Area real estate this week? Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cruz, and San Mateo, among others. You can …
 
Featuring the best Bay Area Real Estate week in review! Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cruz, and San Mateo, among others…
 
7 Steps to Selling a House (or how not to lose on real estate). Bay Area Realty Update. Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa C…
 
DON'T sell your home without watching this video. Bay Area weekly real estate update. Hello there. I am Nagaraj Annaiah, a local tech realtor who will give you realty updates on Bay Area, and also help you sell or buy a home here. Subscribe to my channel to stay updated on the latest realty happenings in Santa Clara, San Benito, Monterey, Santa Cru…
 
You might be looking to sell your home, and you're asking yourself, what's the best way to get an estimate of the price? Well, first of all, the online estimates are way off the mark, and not even close to being accurate. With the housing market currently at an all-time high, it's never been more important to make sure you're getting the best price…
 
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