Tips to Help You Choose the Right Lender
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Nội dung được cung cấp bởi Michael Wilson. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Michael Wilson hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.
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Today I just wanted to talk about a couple of key factors that you should take into account when buying a home and choosing a lender.
Recently, there have been some changes in our industry that have affected mostly lenders and title companies. As a result of these changes, that took effect on October 1, homes are taking longer to close. If you are looking for a home right now, it would be wise to not only evaluate lenders based on the rate and terms of their loan, but also on the capability they have to close the loan on time.
Recently, we’ve seen several home buyers have to go through delayed closings because their lender wasn’t able to close in a timely manner. Some people went through the entire process correctly, hired the movers and had everything ready to go, only to see the closing get delayed. They weren’t able to take possession of their house when they wanted to, which caused headaches, lost time, and money. It can be an extremely stressful situation.
In today’s world it makes sense to put lender capability to close near the top of your wish list. To find out how successful a lender is at closing on time, simply ask them. Ask them how long it has taken them to close since these changes happen, and they should be able to give you a no-nonsense straightforward answer.
If you have any questions or need a recommendation for a good lender, don’t hesitate to give us a call or send a quick email. We would be glad to help in any way possible, and we look forward to speaking with you!
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