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Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
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Black, Married & Debt Free Podcast

Black, Married & Debt Free

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Welcome to The Black, Married and Debt Free Podcast with Shyra and Marques. The #1 Marriage and Finance Podcast! We share our wealth building journey and interview some of the most successful people about Investing | Real Estate | Early Retirement and more. We talk a little Pop Culture also 😉.
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On the Debt Free Mom Podcast, we answer the everyday questions that keep you from experiencing progress and contentment in your home finances. Host Carly Hill (aka Debt Free Mom) sits down with a guest and dives into a specific roadblock in their money management. Each episode uncovers the reality of where your money is going, builds a realistic plan for reaching your goals, and establishes the healthy money mindsets needed to make that plan stick. Want to join Carly as a guest on the show t ...
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Debt-Free Millionaire

Zack, with the Debt Free Millionaire Brand

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With two books about to be published and a new video game for youth, and adults, this podcast should take off quickly. We will be bringing on CPAs and real estate investors to talk through the process of becoming a Debt-Free Millionaire, or to go the other way and be okay with debt and become a millionaire. We let you make the ultimate decision but we will give you what you need to get there. Talk to you soon. Thanks to Xogos Gaming for sponsoring this podcast and for creating our game. We a ...
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The Debt-Free CEO is for women, moms, and entrepreneurs looking to set themselves on the path to financial freedom. In this podcast, you will learn how to earn a profit from your passions, ways to manage your finances as an entrepreneur, and how to set yourself on the path to becoming debt-free. I'm Megan, your host! I was a tired teacher needing to get out of debt to leave the classroom for good. In 2021, I paid off $53,000 worth of debt in 12 months so I could walk away from the classroom. ...
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Debt-Free Latina

Mayra Alejandra Garcia

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Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.
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Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad shares tips, tricks, and life lessons that have helped him, and thousands of others save and pay off millions of dollars. If you're looking for financial freedom, you've come to the right place.The show will also cover topics like singles and money, marriage and money, kids and money, small ...
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This is the Debt Free Physical Therapy Podcast, where I discuss career options, repayment strategies, and entrepreneurship to conquer your student loan debt and become an amazing clinician while living financially free!
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Join me and my personal journey towards paying off all of my debt and mortgage in the next 7 years and 8 months (starting May 2019). Support this podcast: https://podcasters.spotify.com/pod/show/debtfreedestiny/support
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My name is Rob, and my goal is to guide Canadians in a proven process to pay off debt, be intentional with their money, and live with outrageous generosity. Are you ready to tell your money where to go, rather than wonder where it all went? YOU CAN DO IT and it's TOTALLY worth it.
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Debt-free Thirty

Debt-free Thirty

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I have over half a million of credit card debt. My house is still in mortgage. I am in a sink hole. This podcast is about my quest to be debt-free. Join me as I share my journey to become debt-free. No scratch that I want to more than conquer debt. I want to be financially free.
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Welcome to Money Matters - INvesting to Live Debt Free, the podcast dedicated to helping you develop smart financial habits and create a life of financial freedom. You will be provided insights and guidance on how to maximize your wealth and minimize debt, so you can enhance your lifestyle and make your money work for you. Tune in to learn how to leverage what you have to buy your first home, refinance your current mortgage and build a wealth portfolio so you can meet your financial goals in ...
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Debt Free Life

Richard Sklar

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David Sklar & Associates Inc. is a supportive and caring firm of Licensed Insolvency Trustees, that help people erase their debts through a wide range of services. The team consists of knowledgeable, experienced, caring individuals who all have the same goal, to help you take control of your financial problems and move on to a better life. This podcast will cover topics such as Consumer Proposals, Credit Counselling, Division 1 Proposal, Personal Bankruptcy, Debt Consolidation, Student Loans ...
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Ready to ditch debt, retire sooner & live life on your own terms? Only 54% of Gen Xers feel prepared for retirement and 22% believe they will live a comfortable lifestyle – so if you’re feeling like your finances are a hot mess, you’re not alone! I’m Dalene Higgins, founder of Elevate Finances & Money Coach for GenXers. It’s time to stop avoiding your finances and start having CONFIDENT conversations about money. Join me every week to talk about personal budgeting, debt payoff, saving for re ...
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Are you a full-time working mom who has been blindsided by your child’s disability diagnosis? Do you struggle to afford medical bills, special equipment, therapies, and caregivers- while you continue to further drown in debt? Do you wish that you had step-by-step financial guidance so you could attain the financial stability you desire and spend your precious energy focusing on your special needs child? You are in the right place. My mission is to equip special needs moms just like you to cr ...
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When my dogs Bonnie and Clyde romped into my life, they brought unmeasurable happiness and a hefty dose of financial reality. It's Amber here from the Debt-Free Dad Podcast, and I'm ready to walk you through the true cost of pet ownership, sharing the highs, the tails, and, yes, the bills. With veterinary expenses skyrocketing, it's no longer just …
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Simplified Explanation: How much do you owe all together? This includes car, home, school and personal loans. Do you owe the utility company for late payments or a credit card? This, all together, is a specific number, weighing you down every minute of every day. Real Life: Debt is a type of modern-day “indentured servitude”. You work just to pay y…
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Do you find yourself building budgets that look great on paper, but then once your pay period starts, you struggle to stay consistent? In this episode of the Debt Free Mom podcast, our guest Ali, a social worker, wife, and mom, delves into her personal challenges with creating budgets that work on paper but fail in practice. She discusses the addit…
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In this episode of The Debt-Free CEO Podcast, I chat with Cassandra Rosa, a certified coach, healer, and intuitive business coach. Cassandra shares her journey from feeling unfulfilled in a traditional career to finding her passion in the personal development world. She discusses the financial challenges she faced when starting her business and how…
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How much does it cost to own a pet? Join Doug and special guest Maureen Parent as they break down the expenses, from breeder fees to food, vet bills, travel, dental, training, and more! Maureen offers valuable tips for managing your pet's expenses while avoiding debt. Time Stamps: 00:00 Introduction 02:05 What are the upfront costs of owning a pet?…
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#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters. If you are interested in learning more about Financial Coac…
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Simplified Explanation: Owning a business gives you more freedom, more time flexibility, more satisfaction, and more opportunities to make a difference in the world. It also brings more frustrations, more hours to work, more risk, and more stress. It is not for everyone. But, when your company is making more money than you are spending to run it, y…
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Simplified Explanation: The government needs revenue to run itself and govern the country, and decided that income tax was the best way to accomplish this. They are demanding you pay your share of the expense of the government’s existence, by giving them a percentage of your income in each paycheck, and at the end of the year, whether you work full…
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This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings Hear relatable stories illustrating the impact of not saving and how it perpetuates financial struggles Explore common myths about saving and why they…
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Show Notes: This episode is about money wasting and about common ways of how unintentionally ending up with no money at the end of a month. Whether it’s emotional buying or quick convenience purchases, let me help you get control over your spending in a nonrestrictive way, giving you the freedom to put your money where it serves you the best. Check…
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Debt can be a daunting and overwhelming burden for many individuals, but it is essential to remember that there is always a way out. In a recent episode of our podcast, we discussed what we would do differently if we had to tackle debt all over again, armed with the knowledge and experience we have gained on our journey to financial freedom. The in…
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Here are the articles that were mentioned during the podcast and the source of the graphs we used: Economic News Release Schedule: https://www.marketwatch.com/economy-politics/calendar Leading Indicator News: https://www.conference-board.org/topics/us-leading-indicators DXY News: https://www.nasdaq.com/articles/us-dollar-dxy-index-news:-strengthens…
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Welcome back my friends to the latest episode of Freedom Formula for Physicians' Podcast. I'm honored to have a guest on here with us today that has tons of experience in podcasting. With over 6 million downloads of his podcast and an accomplished career in the financial world, he is now enjoying life, traveling the world, and helping people with f…
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NEW DEBT (TRANSPORTATION) (W5:D4) First, before you buy a car, think about where you live. Do you need to buy a car, or would public transportation be more economical for you, at this time? Not everyone needs a car. Is your business far away from the subway? Most people in New York either walk or take the train to work each day. Is it crammed and a…
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What would you do if your boss called you into their office today and let you go without any notice? That just happened to several of my friends recently and we discussed kind of obviously the panic that sets in, but we put together three steps and some tipes that you can do now to prepare for an emergency or unexpected job loss. What you will lear…
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Being Intentional: If you are intentional, you can make $100,000 off the next house you own. Here are some tips when buying a home. Buy in an area that is just about to take off. We bought our fourth house in an area that, unbeknownst to us, was about to take off. The city had just passed a bill that paid the business storefront owners to renovate …
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The American dream has always been to own a house; but is it the wisest investment? The way most people buy a home is like a Savings Account, and you pay very large fees. Some financial gurus will tell you it’s a bad investment, and you would be better off renting a house. Consider this though, when you buy a house, let’s say for $200,000, you will…
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Show Notes: In this episode, I am giving you a simple formula to help you optimize your family money system to get you out of debt. Whether you are starting over on your financial journey, starting for the first time, or changing financial directions this episode will share exact strategies to create money systems in your home so you can sleep bett…
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Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch Guest Richard Hirsch has been involved in the medical alert system industry for approx. five years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living…
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Money dysmorphia is a condition that affects individuals' perceptions of their financial situation, often leading to unhealthy behaviors and attitudes toward money. In a world where social media and technology amplify these distorted perceptions, it's crucial to dive deep into the topic of money dysmorphia and seek ways to battle it effectively. Wh…
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NEW DEBT (HOME OWNERSHIP) (W5:D1) Let's try some vocabulary today. Do you know these words? Before we teach you about homeownership, let’s talk about a few vocabulary words having to do with real estate, both for personal and commercial use: Closing – This is the day that you sign the contract to buy the house, the previous owners are paid by the l…
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In today's episode of the Debt Free Mom podcast, we're talking about medical expenses. How do we get ahead with the other goals we have for our money when we constantly feel like we are paying for medical expenses that happened a long time ago? Sarah Gonzalez, a mom of two, comes on to talk about how she is going about paying off past medical expen…
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Should you buy a home or rent in Canada? We look at the risks and expenses involved when it comes to purchasing a home. From the unpredictable market trends to steep mortgage penalties and ongoing maintenance costs. As we weigh at the pros and cons, this episode may make you rethink your views on homeownership, not only as an investment but as a co…
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Because graphs are impossible to see on a podcast, also check out our YouTube channel with Xogos Gaming: https://www.youtube.com/watch?v=Lbv7aCOkba4 Get these numbers from Zero Hedge ( https://www.zerohedge.com/political/millions-new-illegal-immigrants-mask-true-state-us-economy) For the last few years, the headline employment figure has been impre…
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Hello my friends, welcome back to another episode of Freedom Formula for Physician's Podcast, the podcast dedicated to helping doctors like you slash your debt, slash your taxes, and live a liberated lifestyle. I am excited for the start of the year here, as we are well on our way into 2018. I would like to ask a favor-could you take 5 minutes or l…
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Simplified Explanation: How easy is it to stay out of debt? That depends on you. Will you borrow from another credit card, after you just paid it off? Statistics show that the more effort someone puts into something they really want, the more likely it will be permanent. If your parents paid off your debt, you would be right back into debt within m…
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In a world where blaming external factors for our financial struggles has become the norm, it's time to take a step back and reflect on how we can truly take control of our finances and our lives. Join Ryan as he explores the journey of breaking free from the blame game and embracing personal accountability for a brighter financial future. What you…
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Simplified Explanation: It is always best to track saving and budgeting, throughout the year. At the year’s end, it is good to see how you stuck with your goals and/or budget. Consider this your annual review. Real Life: How much do you spend each year? How much do you save? Would you like to save more? And lastly, why would you like to save more m…
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Simplified Explanation: To become debt free, and then to become a millionaire, you need to live your life in a way in which you are fully in control - not allowing those trying to get you to spend your money to control you. Real-Life Explanation: There are many more ways to save on your expenses than we’ve mentioned, but as we talked about in this …
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Show Notes: Creating a comprehensive special needs binder for a child can be immensely helpful for parents, caregivers, educators, and healthcare providers. The medical records, charts, immunizations, medications, and doctor's notes - all have to be carefully recorded and kept in one place and easily accessible. Our kids grow differently so, instea…
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Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. Through his two decades of experience in the financial sector, Craig has esta…
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Investing can often appear as a complex labyrinth, especially for those who have triumphed over the mountain of debt and are looking to take the next step towards securing financial freedom. The latest episode of the Debt Free Dad Podcast delves deep into the essentials of investing, offering a comprehensive guide for beginners and seasoned investo…
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Simplified Explanation: What are your needs in life? Housing, utilities, food, and transportation. These are the essentials. We have already gone over fixed and variable rate expenses. Now, for those things that are essential, here are ways to lower how much you spend each month (on things other than your debt). Real Life: Now, what happens when yo…
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It is so easy to focus on what makes our own finances the exception to the rule. Why other people can budget, but we can't. Why other people can put money in savings, but we can't. Why other people can eat food from home, but we can't. But what if we started challenging ourselves to find the positive side of our financial picture, whatever that may…
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In this episode of the Debt-Free CEO Podcast, Melissa, the founder of Not Another VA, discusses her journey from a history teacher to a successful virtual assistant business owner specializing in email marketing. She shares insights on managing finances, transitioning to full-time entrepreneurship, and the importance of budgeting. Melissa highlight…
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Blair DeMarco-Wettlaufer, the Chief of Operations Officer of Kingston Data & Credit joins Doug to discuss the consequences of unpaid debts and their impact on your credit score. They look at real-life scenarios and provide practical advice to manage your credit report. They also discuss what collection agents can and cannot do when it comes to repo…
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Simplified Explanation: Every time you borrow money from an entity, whether it’s family or a business, you always need to pay it back! The question most people ask is: what is the most efficient way of doing so (so you don’t run out of money and so you pay it back at the most effective and efficient rate of payment)? Real Life: In earlier years, th…
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