Bitcoin pioneer Charlie Shrem peels back the layers on the lives and backgrounds of the world's most impactful innovators. Centering around intimate narratives, Shrem uncovers a detailed, previously unspoken story of the genesis and evolution of bitcoin, cryptocurrency, artificial intelligence, and the web3 movements. Join Shrem as he journeys through the uncharted territories of tech revolutions, revealing the human side of the stories that shaped the digital world we live in today.
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2547: The Weekend Podcast - How much do you need to retire?
MP3•Trang chủ episode
Manage episode 370773400 series 86977
Nội dung được cung cấp bởi Justin Waite. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Justin Waite hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.
How much money do you need a year to do the things you want to do?
If you had a million pound and had it in a high yielding dividend fund, let’s say it would pay you 5%, you’d get £50k per year.
From the age of 20, you would have to put £500 a month aside and assuming you can earn 5% interest a year, you’d have £1m by the age of 65.
That’s a lot isn’t it? I don’t think many 20 year olds can afford to put £500 a month away.
So how can you hit that £1m egg nest by the time you’re 65?
Firstly you need to buy a house - as you can leverage your investment.
You can put 10% down on a property and get an average return of 5% - 10%
Then you put any savings in a low cost well diversified fund.
Then with the remainder you try to double, treble or ten bag your money with small, micro or nano caps.
How much money do you allocate to this?
Depends on your age.
Take your age and add half. This should be your portfolio’s exposure to a well diversified low cost fund.
The rest you dabble on wealth creators - these are high risk / reward stocks - that could potentially top up your retirement fund.
So how much should you have allocated to a low cost diversified fund?
40 + 20 = 60%
50 + 25 = 75%
60 + 30 = 90%
If you had a million pound and had it in a high yielding dividend fund, let’s say it would pay you 5%, you’d get £50k per year.
From the age of 20, you would have to put £500 a month aside and assuming you can earn 5% interest a year, you’d have £1m by the age of 65.
That’s a lot isn’t it? I don’t think many 20 year olds can afford to put £500 a month away.
So how can you hit that £1m egg nest by the time you’re 65?
Firstly you need to buy a house - as you can leverage your investment.
You can put 10% down on a property and get an average return of 5% - 10%
Then you put any savings in a low cost well diversified fund.
Then with the remainder you try to double, treble or ten bag your money with small, micro or nano caps.
How much money do you allocate to this?
Depends on your age.
Take your age and add half. This should be your portfolio’s exposure to a well diversified low cost fund.
The rest you dabble on wealth creators - these are high risk / reward stocks - that could potentially top up your retirement fund.
So how much should you have allocated to a low cost diversified fund?
40 + 20 = 60%
50 + 25 = 75%
60 + 30 = 90%
3471 tập
MP3•Trang chủ episode
Manage episode 370773400 series 86977
Nội dung được cung cấp bởi Justin Waite. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Justin Waite hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.
How much money do you need a year to do the things you want to do?
If you had a million pound and had it in a high yielding dividend fund, let’s say it would pay you 5%, you’d get £50k per year.
From the age of 20, you would have to put £500 a month aside and assuming you can earn 5% interest a year, you’d have £1m by the age of 65.
That’s a lot isn’t it? I don’t think many 20 year olds can afford to put £500 a month away.
So how can you hit that £1m egg nest by the time you’re 65?
Firstly you need to buy a house - as you can leverage your investment.
You can put 10% down on a property and get an average return of 5% - 10%
Then you put any savings in a low cost well diversified fund.
Then with the remainder you try to double, treble or ten bag your money with small, micro or nano caps.
How much money do you allocate to this?
Depends on your age.
Take your age and add half. This should be your portfolio’s exposure to a well diversified low cost fund.
The rest you dabble on wealth creators - these are high risk / reward stocks - that could potentially top up your retirement fund.
So how much should you have allocated to a low cost diversified fund?
40 + 20 = 60%
50 + 25 = 75%
60 + 30 = 90%
If you had a million pound and had it in a high yielding dividend fund, let’s say it would pay you 5%, you’d get £50k per year.
From the age of 20, you would have to put £500 a month aside and assuming you can earn 5% interest a year, you’d have £1m by the age of 65.
That’s a lot isn’t it? I don’t think many 20 year olds can afford to put £500 a month away.
So how can you hit that £1m egg nest by the time you’re 65?
Firstly you need to buy a house - as you can leverage your investment.
You can put 10% down on a property and get an average return of 5% - 10%
Then you put any savings in a low cost well diversified fund.
Then with the remainder you try to double, treble or ten bag your money with small, micro or nano caps.
How much money do you allocate to this?
Depends on your age.
Take your age and add half. This should be your portfolio’s exposure to a well diversified low cost fund.
The rest you dabble on wealth creators - these are high risk / reward stocks - that could potentially top up your retirement fund.
So how much should you have allocated to a low cost diversified fund?
40 + 20 = 60%
50 + 25 = 75%
60 + 30 = 90%
3471 tập
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