Conversations to empower you to become informed and educated so that you can make the greatest impact right where God has you!
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Learn all about investing in real estate in Abilene, Texas with a combination of real estate financial planning and modeling with numbers specific to Abilene plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Abilene).
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This is the sermon podcast of the Southern Hills Church of Christ in Abilene, Texas. Most of the sermons that appear here are by Jarrod Robinson, our Minister of the Word.
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Danny Sims hosts conversations with people who make Abilene a great place to live.
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Sermons from New Hope Church (Abilene, TX)
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Marketing in midsize communities is WAY DIFFERENT then marketing in large urban areas. Grant Vandever, and his team at Oddly Natural, visits with business owners and marketers that are growing businesses in communities just like yours. Conversations cover ideas like using social media, the value of a website, and getting hit up for donations every day. If you are looking to grow your business and are tired of getting tips that have no practical application for your business or community, Nat ...
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Jay Moore highlights Abilene's history "in plain sight" in this weekly audio segment. As a native Abilenian and history teacher at Abilene High School, this series explores the history of Abilene, Texas, by focusing on reminders of the past we unknowingly pass every day. Whether it be a street, building, park or stone wall, Jay gives us a glimpse into our rich history by taking us beyond the visible, but often ignored, sights.
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Deal Alchemy™ - Debt Paydown to Cash Flow
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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Questions: Jesus Asks. We Answer. Week 4 Matthew 15:1-9Bởi Southern Hills Church of Christ, Abilene, Texas
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JUST AN AVERAGE CITIZEN PODCAST #35 - July 1, 2024
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ON THIS PODCAST: Review of City Council Meeting from June 13, 2024 If you appreciate this podcast, please support us financially so we can make more! Donate to us with Venmo by clicking https://account.venmo.com/payment-link?recipients=Just-An-Average-Citizen&txn=pay Or find more donation options here: https://justanaveragecitizen.com/donate-…
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Questions: Jesus Asks. We Answer. Week 3 Matthew 8:23-27Bởi Southern Hills Church of Christ, Abilene, Texas
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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Questions: Jesus Asks. We Answer. Week 2 John 5:1-9 Tanner Hill, Guest PreacherBởi Southern Hills Church of Christ, Abilene, Texas
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How to Analyze an All-Cash Rental Property Purchase
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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Why Do You Look At The Speck Of Sawdust In Your Brother's Eye?
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Questions: Jesus Asks. We Answer. Week 1 Matthew 7:1-5 Stephen Corbett, Guest PreacherBởi Southern Hills Church of Christ, Abilene, Texas
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How Return on Investment Changes Based on Credit Score With PMI
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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Faith That Works: A Study on the Book of James Week 9 James 5:13-16Bởi Southern Hills Church of Christ, Abilene, Texas
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Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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Faith That Works: A Study on the Book of James Week 8 (Father's Day) James 1:17, 27; 3:8-10Bởi Southern Hills Church of Christ, Abilene, Texas
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The Impact of Buying Properties at a 5% Discount When Nomading™
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Faith That Works: A Study on the Book of James Week 7 James 4:5-10Bởi Southern Hills Church of Christ, Abilene, Texas
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Faith That Works: A Study on the Book of James Week 6 James 3:13-18Bởi Southern Hills Church of Christ, Abilene, Texas
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Warning - Risks of Rental Demand Declining When Investing in Real Estate
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Faith That Works: A Study on the Book of James Week 5 James 3:1-6,9-11Bởi Southern Hills Church of Christ, Abilene, Texas
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Senior Sunday 2024 Guest Speaker - Victor Rosenhuff James 1:19Bởi Southern Hills Church of Christ, Abilene, Texas
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Mother's Day 2024 2 Kings 4:1-7Bởi Southern Hills Church of Christ, Abilene, Texas
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Faith That Works: A Study on the Book of James Week 4 James 2:14-18Bởi Southern Hills Church of Christ, Abilene, Texas
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How to Analyze Deals with Private Mortgage Insurance (PMI)
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Faith That Works: A Study on the Book of James Week 3 James 1:19-27Bởi Southern Hills Church of Christ, Abilene, Texas
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Faith That Works: A Study on the Book of James Week 2 James 1:13-18Bởi Southern Hills Church of Christ, Abilene, Texas
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Deal Alchemy™ - Residential vs Commercial Property
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Faith That Works: A Study on the Book of James Week 1 James 1:2-8Bởi Southern Hills Church of Christ, Abilene, Texas
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Warning - Risks of Loan Called Due When Investing in Real Estate
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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PODCAST #34 - BBTB - “The Queering of the American Child” by Logan Lancing & James Lindsay - Review Part 2
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To buy the physical/digital/audio book of “The Queering of the American Child” and support the podcast, purchase here: https://amzn.to/4cGIFFS ON THIS PODCAST: American children are learning a lot about sex, "gender," and sexuality in their schools. District administrators, teachers, and even librarians are obsessed with pushing inappropriate topic…
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Bar Church Celebration Philippians 3:9-16Bởi Southern Hills Church of Christ, Abilene, Texas
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How to Analyze Buying a Rental Property at a Discount
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How to Analyze Buying a Rental Property at a Discount in Abilene Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test o…
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PODCAST #33 - Book By The Bite - “The Queering of the American Child” by Logan Lancing & James Lindsay - Book Review Part 1
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To buy the physical/digital/audio book of “The Queering of the American Child” and support the podcast, purchase here: https://amzn.to/4cGIFFS ON THIS PODCAST: American children are learning a lot about sex, "gender," and sexuality in their schools. District administrators, teachers, and even librarians are obsessed with pushing inappropriate topic…
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JUST AN AVERAGE CITIZEN PODCAST #32 - April 1, 2024
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ON THIS PODCAST: Week-In-Review for March 25-29: Visual Arts Jury, Fireman’s Relief & Retirement Fund Board, City Council Meeting; Week-In-Preview for April 1-5, 2024: Planning & Zoning Commission, Child Advocacy Center, Betty Hardwick Center, Board of Building Standards, Abilene Taylor County Events Venue District Board, Board of Adjustments, MPO …
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Everyone's Invited: Following Jesus In Luke's Gospel Week 11 Luke 12:28-36 Easter SundayBởi Southern Hills Church of Christ, Abilene, Texas
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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PODCAST #31 - Book By The Bite - “The Toxic War on Masculinity,” by Nancy Pearcey - Book Review Part 2
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To buy the physical/digital/audio book of “Five Lies of Our Anti-Christian Age,” and support the podcast, purchase here: https://amzn.to/3TJtaFF ON THIS PODCAST: "Why Can't We Hate Men?" asks a headline in the Washington Post. A trendy hashtag is #KillAllMen. Books are sold titled I Hate Men, The End of Men, and Are Men Necessary? How did the idea …
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UST AN AVERAGE CITIZEN PODCAST #30- March 25, 2024
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Check out the newest podcast! JUST AN AVERAGE CITIZEN PODCAST #30- March 25, 2024 To view/listen to the entire podcast, go to JustAnAverageCitizen.com ON THIS PODCAST: Week-In-Review for March 18-22: Parks & Rec Board - Stormwater Plan, Abilene Housing Authority Board, Airport Development Board, Development Corporation of Abilene; Week-In-Preview f…
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Everyone's Invited: Following Jesus In Luke's Gospel Week 10 Luke 18:9-14 Palm SundayBởi Southern Hills Church of Christ, Abilene, Texas
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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PODCAST #29 - Book By The Bite - “The Toxic War on Masculinity,” by Nancy Pearcey - Book Review Part 1
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To buy the physical/digital/audio book of “Five Lies of Our Anti-Christian Age,” and support the podcast, purchase here: https://amzn.to/3TJtaFF ON THIS PODCAST: "Why Can't We Hate Men?" asks a headline in the Washington Post. A trendy hashtag is #KillAllMen. Books are sold titled I Hate Men, The End of Men, and Are Men Necessary? How did the idea …
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JUST AN AVERAGE CITIZEN PODCAST #28- March 18 , 2024
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ON THIS PODCAST: Review of City Council Core Purpose, Core Values, & Strategic Priorities; Week-In-Review for March 11-15: Mayor’s Ad. Board for People with Disabilities, Keep Abilene Beautiful Board, City Council Meeting, Week-In-Preview for March 18-22, 2024. Disability Board, Keep Abilene Beautiful, City Council Meeting If you appreciate this po…
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Everyone's Invited: Following Jesus In Luke's Gospel Week 9 Luke 18:9-14Bởi Southern Hills Church of Christ, Abilene, Texas
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Deal Alchemy™ - Increasing Down Payment
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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JUST AN AVERAGE CITIZEN PODCAST #27- March 11, 2024
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ON THIS PODCAST: Review of Water Billing System Update, Week-In-Review for March 4—8: Planning & Zoning Meeting, Betty Hardwick Center Meeting, Board of Building Standards, Neighborhood Services Meetings, City COUncil Special Called Meeting - Retreat, Week-In-Preview for March 11-15, 2024. Disability Board, Keep Abilene Beautiful, City Council Meet…
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Everyone's Invited: Following Jesus In Luke's Gospel Week 8 Luke 14:15-24Bởi Southern Hills Church of Christ, Abilene, Texas
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Warning - Risks of Rental Property Expenses When Investing in Real Estate
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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