Following on from our mini-series in 2020 on the future trends and investment impacts, we have a look at some of the tools you can use in portfolio construction to gain exposure to some of those trends. In this episode, Alex is joined by Michael Brown from Betashares Exchange Traded Funds to talk about some of the tools available to get some exposu…

Following on from our mini-series in 2020 on the future trends and investment impacts, we have a look at some of the tools you can use in portfolio construction to gain exposure to some of those trends. In this episode, Alex is joined by Damon Gosen from VanEck Vectors to talk about the clean energy revolution, the rise in Gaming and eSports, how t…

In this episode of the Masters of Finance Podcast, Alex is once again joined by Dr. Paul Moran to go through some of the changes that have been announced for the Australian superannuation system. We have a look at Downsizing, increases in contribution caps and the changes to everyone's favourite work test. Some of these will take effect from the 1s…

Following on from our mini-series in 2020 on the future trends and investment impacts, we have a look at some of the tools you can use in portfolio construction to gain exposure to some of those trends. In this episode, Alex is joined by Ganesh Balendran from ETF Securities to talk about how all that glitters is gold and some of the cooler and nich…

In this episode, we go into detail about the mechanics of bond yields and talk about how changing bond yields and their impacts on risk premiums can influence share prices. There is also a short faux interview with Jonathan Pain with the audio taken from his presentation at the Portfolio Construction Forum Markets summit earlier this year (a big th…

in this episode of the #mastersoffinancepodcast Alex is once again joined by Dr. Paul Moran to delve into the mysterious world of Self Managed Super Funds (SMSF's). While these have a lot of similar characteristics to normal super funds, there are some particularly appealing differences and benefits, if they fit your situation. #havealisten More in…

For those that loved our podcast titled Biased Much?, here is the follow-up with DR Paul Moran. Paul has completed his doctorate in behavioral finance which looked at whether investors behaved rationally based on their beliefs, and were their beliefs rational in the first place? #havealisten Find out more about Paul Moran at https://www.moranfp.com…

If you are thinking of becoming a parent, whether for the first time or once again, and you are worried about how to make the family finances work, then #havealisten to this episode. Alex is joined by Steve Crawford from Experience Wealth who had the same challenges when starting his family and basically built a business around how to manage cash f…

In this episode of the #mastersoffinancepodcast we have a look at Modern Monetary Theory which basically says the government deficits are lot less relevant than a household deficit because they can pay their debts with the money they print. There's a lot more to it than that and we have a look at why the purpose of deficits matter and some interest…

As we finish up our Future trends and Investment Impacts series, we go through some of the thematic ideas that could be incorporated into your investment portfolios or superannuation to benefit from some of the trends we have discussed over the last 4 episodes. To see the results of the RIAA 2020 Benchmark report mentioned in this episode, you can …

This is the fourth episode of our #mastersoffinancepodcast miniseries that looks at what the future may hold. This time we are discussing how Cryptocurrency is going to change the way we handle our money. #havealisten to learn more about what Cryptocurrency is, how it's regulation is changing, which central banks are developing their own and when w…

This is the third episode of our #mastersoffinancepodcast miniseries that looks at what the future may hold. This time we are discussing how Artificial Intelligence is going to change the way we live and work #havealisten to hear how we think AI will become more and more a part of our everyday lives. More info on the hosts www.mastersoffinance.com.…

This is the second episode of our #mastersoffinancepodcast miniseries that looks at what the future may hold. This week we discuss the impact of de-globalisation and what this could mean for our lives, from the way we get from A-to-B to how we utilise 3D printing. In light of COVID-19 are we looking toward a future of more Australia-based suppliers…

While in lockdown here in Vic we've had time to think about what the future might hold for the new world post COVID-19. We're kicking off a miniseries on the #mastersoffinancepodcast we were looking at future trends and the investment impacts. First up we are looking at the future of transport and thinking about what the electrification of transpor…

In this #mastersoffinancepodcast special guest Paul Benson joins us to discuss the difference between Financial Autonomy and Financial Independence, why Financial Autonomy is better, and how to achieve it. #havealisten More info on the hosts www.mastersoffinance.com.au To email us directly masters@mastersoffinance.com.au Follow us on Facebook https…

As we make our way through the second half of 2020, many of us have found the increased down time due to COVID-19 has allowed us to “take stock” of our lives and consider what the future may hold. In this episode of #mastersoffinancepodcast we dive into productive goal setting using a S.M.A.R.T. method that encourages you to dream big. #havealisten…

The times that we live in! In the midst of the global pandemic which feels like in our little world, is centred on Melbourne, we unpack our best tips for managing your money during the Coronavirus pandemic. In this episode of the #mastersoffinancepodcast we discuss things you should think about with your investments, who to become really good frien…

In light of the recent COVID-19 lockdowns that created significant barriers to social interaction, exercise and being outdoors in general, focus on mental health has become more important than ever. In this episode of the #mastersoffinancepodcast we look at how our mental health and financial wellbeing are intrinsically linked, while exploring meth…

In this episode of the #mastersoffinancepodcast we delve into the mysterious things known as investment bonds or insurance bonds. We breakdown how these tax structures can benefit you for things like an early retirement but also look at some specialised versions where you can potentially claim all your tax back if you're using it for education cost…

With everyone stuck at home and working from home due to the COVID-19 pandemic, #havealisten to this episode of the #mastersoffinancepodcast for some tax tips on how you can claim the most of your working from home expenses at tax time. More info on the hosts www.mastersoffinance.com.au To email us directly masters@mastersoffinance.com.au Follow us…

What's with all the negativity? Interest rates or bond yields have gone negative. Oil prices have gone negative. Where are the optimists among us? In this episode we have a look at how bond yields can go negative and what the implications these anomalies have on some specific sectors and the overall economy. There is even a mention of a mortgage wi…

With the arrival of COVID-19 to disrupt our economy and way of life, the Australian government have announced that people who have lost their job or seen a reduction in their income or hours worked, can apply to access up to $20,000 of their superannuation savings. But is this actually a good idea? In this episode of the #mastersoffinancepodcast we…

We follow the last episode of the #mastersoffinancepodcast with one aimed at going through the support measures available for individuals who need assistance amidst the COVID-19 pandemic and effective shutdown. Have a listen to see if you might qualify for any of the initiatives on offer. More info on the hosts www.mastersoffinance.com.au To email …

In this episode of the #mastersoffinancepodcast we look at some of the government assistance measures available amidst the COVID-19 pandemic and effective shutdown. If you are an employer or a Sole trader then this one is for you. More info on the hosts www.mastersoffinance.com.au To email us directly masters@mastersoffinance.com.au Follow us on Fa…

The Coronavirus or COVID-19 has caused chaos and fear around the world and the sharemarkets have certainly not escaped the shocks. Social distancing is becoming a term we are all familiar with and Chris and Alex recorded this episode from separate locations for the first time ever. If you are wondering how the virus is impacting the economy and inv…

Are you worried that you will run out of money when you stop work? In this episode of the #mastersoffinancepodcast we delve into how to make your portfolio last longer and ride out any periods of negative returns. We explore the idea that the sequence of the returns experienced by your portfolio has a huge impact on how long your money will last an…

When is the right time to retire? Plenty of people will say 'As soon as possible' but is that always the right time? In this episode we look at some of the issues of when let your job define you and what happens when you no longer have the job. We discuss some pitfalls of retiring too early as well as leaving it too long and finish with some tips t…

In this episode of the #mastersoffinancepodcast we delve into some of the biggest mistakes we see people making with their money management and also talk about some of the strategies you might use to avoid them or fix them. Do you: overspend? Hate paying your insurance? don’t know where your super is? or only make minimum mortgage repayments? Then …

Part 3 of our Estate planning special coming at ya! Have a listen to the final episode with Lav Chhabra of Perpetuity Legal where we look at some case studies of when a simple will did not provide the right outcomes for people as well as some of the issues to consider when planning the transfer of assets of a Self-Managed Super Fund. Have you nomin…

We are back with Lav Chhabra of Perpetuity Legal for part 2 of our estate planning special on the #mastersoffinace podcast. The first time around we covered some of the really important points and roles of a will but in this episode we have a look at some of the more complex situations. Are you part of a blended family? Have you made adequate provi…

Some new legislation that has recently come into effect allows people some extra flexibility to convert one of their most valuable assets, their home, into additional capital for tax free retirement income. In this episode we go through the new Downsizing rules and talk about how this can help you improve your quality of life in retirement. If you …

In this episode Chris and Alex are lucky enough to be joined by Lav Chhabra, owner and founder of Perpetuity Legal, who is a highly qualified estate planning expert. In part 1 of this mini series within the podcast, we look at some of the reasons you might need a will or whether you need one at all and what are the most important things you need to…

Have you ever heard of the Bucket company strategy? In this episode of the Masters of Finance podcast we delve into how to setup a bucket company strategy to help you reduce the amount of tax you might pay and even go into how you can use it to get some of that tax back! Find out more at www.moranfp.com.au…

What do you do when you have built a mini property empire and reach the time when you stop working? In this episode you can find out how to capitalise on your property investment success and turn that into the retirement lifestyle you want! Have a listen. Find out more at www.moranfp.com.au

In this episode we have a look at some of the events that have influenced investment markets over the last 12 months including the position of the Federal Reserve on US Interest rates, some unexpected outcomes from the Royal Commission, the performance and correlation of Equity and Bond markets and of course, POTUS Donald Trump and his trade war wi…

In this episode we attempt to quantify the value a financial adviser can add your situation. Is it all in the investment returns? Or is there more value to be found in the intangibles? Or is it as simple as having someone with a great understanding of your situation to know which levers to pull and when? Have a listen and find out. For more info he…

Have you heard of the FIRE movement? FIRE stands for Financial Independence, Retire Early. In this episode we have a look at some of the lifestyle changes required to make the FIRE concept work for you. We also have a look at some of the trade offs this lifestyle forces on you, including some that might not be apparent until much later on in life.…

In this episode we look at the 8th wonder of the world as described by Albert Einstein, in the power of compounding returns or compound interest. This podcast is about making the decision to save small amounts early on to grow exponentially over time so you don't have to save lots later. Have a listen!…

In this episode Chris and Alex talk about how you can take the fear and loathing out of budgeting and turn it into a positive experience that will benefit you no end. If you are scared of the 'B word' but need some help to kick your savings into action or maybe you are approaching the retirement cliff and need to throttle down on your spending, thi…

Chris and Alex have a bit of a discussion on the fallout from the Federal Election in May 2019 and what the new (or status quo) outlook on finance related matters looks like for peoples finances. Have a listen. www.moranfp.com.au

In this episode of the podcast we are joined by Marcus Nicholson, the up and coming adviser in our office, to talk about how to protect yourself and your family financially using insurance. We discuss what some of the different types are, who should have them and address the big question of "how much insurance should I have?". If you are a small bu…

In this episode Chris and Alex run through the basic building blocks you need to have in place to start to build long term wealth and then explore some of avenues to consider along the way. There is a strong emphasis on goal setting in this episode, as there is throughout the financial planning process. Have a listen. Also, as mentioned in the podc…

This episode Alex and Chris discuss Labors Election tax policies. Franking Credits, Abolition of Negative Gearing, Tax on trust distributions and superannuation. What does it mean for you, and what does it mean for the economy. Have a listen. To check out the youtube video of this podcast head over to https://youtu.be/GNIJZ-sgIbw…

In this Episode, Chris and Alex are joined by Paul Moran to talk about the Federal Budget handed down on the 2nd of April by the treasurer Josh Frydenberg. This is a discussion and not simply just stating the changes in the tax brackets so tune in for some more philosophical analysis and some light hearted fireside chat. If you are interested in ta…