Is "Oops" a good financial strategy? "CentsAble" Bobbi discusses the pros and cons of action versus reaction, when it comes to your money. www.centsablechat.com

Dr. Shaan Patel, Founder of Prep Expert and Author of “Prep Expert Digital SAT Playbook: Winning Strategies to Achieve Your Dream Score” talks about the benefits of improving your SAT/ACT scores, including winning hundreds of thousands of dollars in scholarships! www.centsablechat.com

"CentsAble" Bobbi discusses how to deal with inflation and relieve financial stress. www.centsablechat.com

If you're serious about taking control of your financial life in 2024, make sure you're asking the right questions, in order to achieve your goals! www.centsablechat.com

David Gatchell, Author of "The Financial Empowerment Handbook" previews some of the many tools found in his book, designed to provide teens and young adults with a blueprint for long-term success and financially secure lives. www.centsablechat.com

How much is happiness worth to you? And what are you willing to do for it? CentsAble Bobbi discusses how to shift your focus from making money to living life on your terms. www.centsablechat.com

Marriage Family Therapist and Navy Veteran, Monique Beauchamp shares tips and tricks for managing the emotional side of money and breaking down the barriers that keep us trapped in financial chaos. www.centsablechat.com

A financial emergency will happen to all of us, at some point, whether it’s due to recession or some other event in our personal lives. Put together an emergency survival kit now, while you can still think straight. Wait until panic sets in and you’ll make desperate decisions. Here are 5 ways to prepare for a financial emergency. www.centsablechat.…

If you had an unexpected tax bill this year, or aren’t sure what will happen next year, take the time now to make changes that will help avoid a tax bill next year. Year-round tax planning is important, and it can help, regardless of your income level. www.centsablechat.com

Here are 5 Motivational Exercises For Debt-Freedom www.centsablechat.com

Want to be debt free in '23? Want it bad enough to get extreme? How far are you willing to go? www.centsablechat.com

Like many, I once believed the best way to stop overspending was to make more money. I just didn’t have enough for all the things I needed. Once I made more, everything would be fine. But it never was! As my income increased, so did my spending. Now I realized it’s not about how much money we make, but what we do with that money. This means we have…

If your bank account has ever been overdrawn, you know how frustrating it can be to keep track of your money. You may know how much you have in your bank account at this moment, but is there enough for everything you need, between now and when you get paid again? CentsAble Bobbi shares 5 ways to simplify your finances. www.centsablechat.com…

Where is your money going? How do you find out? And what else can you do with that info? The first step in any successful budget is creating your financial picture. This is a powerful tool that can answer a lot of your money questions and give you a firm start toward changing your financial life. www.centsablechat.com…

To celebrate America Saves Week 2023, "CentsAble" Bobbi is joined by Bobbi Rebell, Author of "Launching Financial Grown-Ups" JanaLee Pickett, Founder of Hope On A Dime and Paul Vasey, Creator of Cash Crunch Games who share ideas and strategies for today's theme, "Saving for Major Milestones" www.centsablechat.com…

What do you think of when you hear the word save? Does it stress you out? Is it something you wish you could do, but really haven't? Is it something you think you're doing on a regular basis, like getting a deal or using coupons? But the most important question is when you save those dollars, where do they go? What are they for? If we can focus in …

Automation has almost become with convenience, especially when it comes to our money! Many believe that the answer to saving more money is to set up an auto transfer, or that bill-pay is the ultimate safeguard against late payments. But if you think it’s that easy, what you don’t know CAN hurt you.

Valentine’s Day is usually a time when we focus on buying the perfect gift for that special someone. Today, we’re flipping the script, to discuss how spending money on yourself provides priceless gifts for those you love. www.centsablechat.com

Believe that you are a helpless victim of your situation, and you'll always be powerless to change it. Believe that you have the power to change your life, and you'll be unstoppable! CentsAble Bobbi shares 5 ways to go from financial victim to financial victor, regardless of age, race, gender or financial status! www.centsablechat.com…

If you’re preparing for the worst or just trying to squeeze more money out of your paycheck, don’t wait for a raise or someone to bail you out. There are things that you can do on your own! www.centsablechat.com

Are you bargain-hunting to save money, or just for the sake of a sale? If it's the latter, you could be falling into the debt trap. The only way to truly save money is not to spend. CentsAble Bobbi offers 5 ways to save without a sale - and what to do with the money you save! Visit www.centsablechat.com for more episodes, blog posts, videos & resou…

Welcome to Christmas hangover season! Not only is it back to a normal work schedule, but all the credit card statements are coming in and, with it, a lot more stress. The good news is that, regardless of your income level or how much debt you have, getting rid of it is possible. People from every walk of life have done it, and you can too! CentsAbl…

January is the perfect time to start planning for next Christmas, to avoid debt, reduce financial stress and still show your love! CentsAble Bobbi shares 5 ways to pay cash for Christmas, plus 5 alternatives to buying gifts.Bởi CentsAble Chat

Facing Your FearsFact or fiction? Do we really deal with our fear and anxiety about money, or just push it out of our minds, hoping it will go away? That never works! So, what does? Mike Pumphrey, Founder of EmpathicFinance.com, suggests focusing on what’s really happening, instead of the outcomes we fear. Take the time to truly understand your sit…

Lead the WayKids practice what they’re taught Your children need you to lead the way, from how to dress, how to eat properly, how to interact within a polite society and especially how to handle money. Learning good money habits sets them up to respect the power of money and what it means to them. In this episode, SammyRabbit.com creator, Sam X Ren…

Fighting For Financial Freedom It’s easier than you thinkSpending your days, the way you want, is much more satisfying than being stuck behind a desk. To walk away from a job that no longer aligns with your values, because you are no longer a slave to debt or employer is empowering. Who wouldn’t want total control of their financial life, or to sen…

Money is stressful! Don’t worry the big stuffDealing with money is stressful, until you recognize the excitement of budgeting. Budgeting your money relieves stress, because you don’t worry about having the money to pay a bill – it’s already there. It helps you plan for future big-ticket items like a new car or vacation. If money problems are consta…

The Path To Achieving A Better Life Experience A 529 ABLE Plan leads to less stressUntil 2014, achieving a better life experience for the disabled was difficult and resulted in a lot of heartache for them and those caring for them. Too many assets meant reduced or lost SSI or SSDI benefits, therefore financial struggles were almost a given. Accordi…

Get Active In Your Kids’ Education Explore the optionsA lot of stress is placed on parent’s shoulders when it comes to their kids’ education; considering health risks, controversial material, dedicated teachers – can leave people wondering what is best for their young ones. Kids must go to school, but what’s the best option? Send them to the public…

Keep Your Eyes Open What you don’t know can cost you! A first paycheck garners a lot of excitement, until the reality of taxes sets in, which usually leads to shock. But fear not, because there are benefits and perks that many young employees don’t know to ask about and/or aren’t explained. It’s important to remember that salaries and benefits can …

Live The Life! The life you want…on your terms What does your perfect life look like? A big house? Fancy cars? Investing? Philanthropy? More time with family and friends? Goals vary from person to person, but if there’s no focus on what you really want, how can you possibly know what you need? Budgeting plays a major role in your planning because i…

Life on a budget is good! Whether it’s a financial or food budget, it’s empowering, freeing, calming and exciting! It changes the way you think and dream – and the decisions you make in response to those thoughts and dreams. “CentsAble” Bobbi compares budgeting to dieting and shares ideas for using both to reach your goals. If you’re restricting yo…

How can parents teach their kids to budget? And why should they? “CentsAble” Bobbi shares more of her interview with Neale Godfrey, Author of “Be Money Smart in Tough Times” who shares some great tips and strategies to help your kids master their financial future.

Think tax breaks are only for the rich? Think again! “CentsAble” Bobbi details tax breaks that are perfect for teens and young adults with low income!

The thought of buying your first car can be exciting, but the process can be daunting for parents and the kids they’re helping to buy a car! Financial Literacy Advocate, Harsimran Chohan shares her first car buying experience, while “CentsAble” Bobbi shares tips for getting prepared and creating your car-buying budget.…

Back-to-school shopping is a great time to teach your kids the value of a dollar, smart spending and saving – while giving them incentive not to break the bank! “CentsAble” Bobbi outlines an easy 4-step challenge to make this year’s shopping experience a win-win!

Teachable moments are everywhere! Learn how to recognize and use them to teach your kids financial literacy, with the help of Financial Literacy Advocate, Harsimran Chohan and Creator of the “kids and money” topic, Neale Godfrey.

Kids, are you financially prepared for living on your own? CentsAble Bobbi talks about the importance of financial literacy, to prepare for life after mom & dad. You’ll also get viewpoints and ideas from Author/Speaker Neale Godfrey and Rishi Vamdatt, co-creator of EasyPeasyFinance.com.

Financial habits are created early in life and can shape our relationship with money for a lifetime! A listener shares their personal experience, which shines a light on the need for financial literacy. CentsAble Bobbi shares ideas for rebounding from financial hardships, at any age.

Interest rates may seem like a boring topic but understanding them can save you a ton of money – and even create passive income streams! “CentsAble” Bobbi walks you through interest rate characteristics, how they work and how you can use them to better your financial life – with a little help from EasyPeasyFinance Creator, Rishi Vamdatt!…

Sometimes what looks like a good deal can end up costing more than we bargained for. “CentsAble” Bobbi shares strategies for making sure a deal is really a deal!

Having bad credit is not the end of the world. But not understanding how it works can cost much more when it comes to things like buying cars or homes, renting an apartment, or entering a cell phone contract. A good credit score can save you TONS of money! “CentsAble” Bobbi shares the breakdown of your credit score, what to focus on and how to avoi…

Credit cards aren’t good or bad – they’re simply a tool. “CentsAble” Bobbi outlines the pros & cons of credit cards and lays the groundwork for getting the benefits without the pitfalls.

May 29 is National 529 Day! A 529 plan helps you pay for an education, avoiding student loan debt. “CentsAble” Bobbi and “Route 529” Author, Patricia Roberts, share valuable information about the 529 plan and how you can find pockets of cash from other sources.

What’s stopping you from budgeting? You make too much money? You don’t make enough? You don’t have a job? It’s boring and restrictive? “CentsAble” Bobbi busts those myths, so you can get started on your budgeting journey and find financial freedom.

Saving money can be difficult. Bills, necessities of life and recreational spending can sap away cash that could’ve been stockpiled. But, if you’re living with mom & dad and working a minimum wage job, you have the opportunity of a lifetime – the opportunity to save for your future! “CentsAble” Bobbi walks you through 5 reasons to start saving now.…

What you need to know, before you borrow the dough! Student loans aren’t the only way to pay for college, but if it’s your last resort, pay close attention to this episode, as “CentsAble” Bobbi discusses questions to ask when shopping for a loan and creating a plan to pay it off.

College can be pricey, but there’s no need in amassing huge loans to get an education that can slow down your life just as you’re ready to take off. Forget student loans! Take a tour of the many places you can find cash for college!

A budget is necessary for managing your money and to reach financial goals even though both may seem overwhelming. Fortunately, they’re not, if you’re asking yourself the right questions. “CentsAble” Bobbi points out the important questions and shares a budget checklist you can use to stay on target!…

Insurance is necessary, in most cases. If you’re overspending on a policy, but only seeing money go out the window, how do you know it’s worth your dollar? “CentsAble” Bobbi helps you find a healthy balance between savings and insurance to manage life’s inevitable risks and teaches you how to create your own “DIY” Insurance plan!…