Những podcast Course To Retirement hay nhất (2024)

1
Income Planning 17:46

8d ago17:46

17:46

📊 Join Ron Courser, CFP® from Cornerstone Retirement Partners for insightful discussions on optimizing income during retirement. From investment insights to budgeting basics, we're here to guide you. Subscribe now for valuable strategies to secure your financial future. 💼 For more information contact Ron Courser, CFP® at (616) 301-2581 and visit ou…

1
Structuring Different Kinds Of Income 16:13

15d ago16:13

16:13

Discover smart ways to structure your income! In this quick video, Ron Courser, CFP® shares practical tips to help you make the most of your earnings and investments to generate tax-advantaged streams of income. Whether you're self-employed or working a traditional job, optimizing your income can lead to greater financial stability. Watch now for a…

1
Gain Control Of Your Taxes 16:51

1M ago16:51

16:51

Unveil Tax Season and Saving Strategies with Ron Courser, CFP®! 🎙️ Join Ron Courser, CFP®, Owner of Cornerstone Retirement Partners, as he dives into essential tax planning insights in this episode of Your Course To Retirement. 💼 Host: Ron Courser, CFP® 📞 Contact: (616) 301-2581 🌐 Website: https://www.cornerstone-rp.com/ Discover actionable tips to…

1
Luck vs Planning 12:38

1M ago12:38

12:38

When planning for retirement, you want confidence. You want to know that your money is going to be well-managed while working towards retirement and protected once you are in retirement. You don't want to go through retirement not spending because you are worried you might not have enough. The retirement that you deserve should be fun, doing all th…

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Tax Prep vs Tax Planning 10:37

2M ago10:37

10:37

For more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https://www.linkedin.com/company/cornerstone-retirement-partners/ Twitter - https://twitter.com/Cornerstone_rp If you perfer to listen to the videos they will be posted …

1
Why Is 59 1/2 So Important? 7:04

2M ago7:04

7:04

For more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https://www.linkedin.com/company/cornerstone-retirement-partners/ Twitter - https://twitter.com/Cornerstone_rp If you perfer to listen to the videos they will be posted …

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Are You Ready To Retire? 5:43

2M ago5:43

5:43

Are you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #YourCourseToRetirement as @RonCourser reviews the essential questions to answer to gauge your …

1
Calculating Your Retirement Number 13:45

3M ago13:45

13:45

Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additi…

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Understanding Your 401K PART 2 8:48

3M ago8:48

8:48

🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Ron Courser, CFP® from Cornerstone Retirement Partners, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Ron Courser at (616) 301-2581 and visit the website at…

1
Understanding Your 401K PART 1 11:30

3M ago11:30

11:30

🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Ron Courser, CFP® from Cornerstone Retirement Partners, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Ron Courser at (616) 301-2581 and visit the website at…

1
5 Critical Areas In Retirement 11:57

3M ago11:57

11:57

🔍 Explore the path to a secure financial future with our Retirement Planning insights! Delve into the realms of Income Planning, designed to provide lifelong expense coverage. Discover Investment Planning strategies that align with your goals, control volatility, and optimize portfolios. Gain clarity in Tax Planning to minimize liabilities and enha…

1
Let's Start The New Year Off Right. 10:17

4M ago10:17

10:17

Often times we hear about “The Year In Review”, looking back at major events that have happened in the prior year. In our personal financial lives, this is also what we do during tax preparation. Filing taxes is literally putting together a personal “Financial Year In Review”, but we are planners. This is a show about planning. Planning is about lo…

1
Planning Resolutions For 2024 26:06

4M ago26:06

26:06

As you look forward to the approaching new year, ready to chart your course for 2024, the prospect of setting financial goals may be on your mind. Perhaps you're aiming to eliminate lingering student loans by the next holiday season or contemplating strategies to enhance your retirement plan. Unlike the transient nature of many New Year's resolutio…

1
Giving & Gifting It is a Financial Christmas 26:11

4M ago26:11

26:11

’Tis the season for thinking of family and friends, for gifting, giving, and generosity. For the holidays, we generally think of bows and packages in wrapping paper. Of course, these gifts cost money and we should try to be responsible with the way we spend throughout the holidays. On a larger scale, we should also consider our ongoing financial im…

1
2 Most Determining Factors For A Successful Retirement 14:36

5M ago14:36

14:36

You have always first and foremost had an income plan. When you set your alarm so that you get up to show up for work, put in your time and sweat equity to perform your tasks, and trade that time for money, that is your income plan. You plan to repeat that routine overtime to earn a living, manage your bills, and to support your ability to save for…

1
Wrapping Up The New Year With Ron Courser,CFP® 22:14

5M ago22:14

22:14

There is no doubt this year has had its twists and turns especially for the market, and let's not even get into the personal and even global issues for financial progress. This year has had a host of challenges but, so will next year and the year after that. Tune into today's episode as Ron Courser, CFP® wraps up this year, gives insight on what ma…

1
2023 EP1028 | Ron Courser | 6 Core Issues 21:49

6M ago21:49

21:49

Are you ready to take the plunge into retirement and embark on a new phase of life? Meet Ron Courser, CFP®, your trusted partner in navigating the complex course through retirement planning. With his years of experience and expertise, Ron can help you address the six core issues that are crucial for a successful retirement journey. Don't wait to se…

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2023 EP1014 | Ron Courser | In Service Distribution 14:53

7M ago14:53

14:53

One of the best opportunities to prepare assets for retirement occurs when we have the opportunity to access retirement accounts at 591/2. First, at age 591/2 you have the ability to pull from retirement accounts without the additional 10% penalty. If you need income to support yourself, this is the traditional milestone that allows you to utilize …

1
2023 EP0923 | Ron Courser | Avoiding 5 Common Mistakes 23:47

7M ago23:47

23:47

5 Common #FinancialMistakes - Retirement involves the delicate task of both growing your savings for the future and managing your current income for your #retirementexpenses. While there is no foolproof method for achieving this balance, there are recommended practices that can be followed to minimize common mistakes. If you have any questions, ple…

1
2023 EP0902 | Ron Courser | 3 Biggest Expenses 27:00

8M ago27:00

27:00

Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Your Course To Retirement", Ron Courser, CFP® identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your…

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2023 EP0826 | Ron Courser | Annuities 16:55

8M ago16:55

16:55

What are annuities? What do they do? What do they not do well? Why do they seem to have a negative reputation? How do they function? What role can they play in comprehensive retirement planning? On this program, we will examine annuities. There are pro’s, con’s, benefits, disadvantages, and specific features to understand. If you have any questions…

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2023 EP0819 | Ron Courser | Control, Minimize or even Eliminate Taxes In Retirement 11:59

8M ago11:59

11:59

Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. If you have any questions, pl…

1
2023 EP0812 | Ron Courser, CFP® | Average Returns On My Portfolio, Helpful or Hurtful? 9:53

9M ago9:53

9:53

In this episode, you can see what an average rate of return can do to an investment portfolio through the example graphics on the screen. Ron Courser, CFP®, explains and discusses the reasons behind potential issues that could arise if you stick with an average rate of return. However, there are indeed other alternatives instead of adhering to a si…

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2023 EP0805 - RON COURSER - INCOME VS INVESTMENT PLANNING PART2 9:11

9M ago9:11

9:11

Tune in as Ron Courser discusses the difference between an #InvestmentPlan and an #IncomePlan. Ron Courser is a Certified Financial Planning professional with years of experience assisting proactive savers and investors structure plans to achieve their goals. Ron Courser, CFP® understands the risks, issues, and opportunities in retirement. For info…

1
2023 EP0729 | Ron Courser | Income vs Investment Planning 10:05

9M ago10:05

10:05

Tune in as Ron Courser discusses the difference between an #InvestmentPlan and an #IncomePlan. Ron Courser is a Certified Financial Planning professional with years of experience assisting proactive savers and investors structure plans to achieve their goals. Ron Courser, CFP® understands the risks, issues, and opportunities in retirement. For info…

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2023 EP0722 | Ron Courser | 6 Stealth Taxes 25:58

9M ago25:58

25:58

Of the six stealth taxes, all but one has been in existence for several years. Two of the stealth taxes are difficult to avoid due to their low-income threshold. While most of these stealth taxes may not kick in until retirement, planning for each stealth tax should begin several years before a federal employee retires and continues throughout his …

1
2023 EP0715 | Ron Courser | What Is Financial Risk PART 2 7:38

10M ago7:38

7:38

We have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and con…

1
2023 EP0708 | Ron Courser, CFP® | What Is Financial Risk 23:34

10M ago23:34

23:34

We have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and con…

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2023 EP0612 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 9 | Longevity 5:08

11M ago5:08

5:08

SEASON FINALE LONGEVITY !!!! The risk multiplier! Living longer is a blessing we hope for. It also increases the likelihood that all other risks we have covered in this series will impact us. Over a longer life, we will experience more of them, potentially multiple times. Only by having a solid plan that addresses all the other risks and extended l…

1
2023 EP0610 | Ron Courser, CFP® | College Planning? 26:59

11M ago26:59

26:59

When planning for your kids to go to college, you have to consider and address their new living situation, college choice, classes, major, and most of all..... MONEY! Ron Courser, CFP® discusses the stress planning and paying for college can create, and how to plan for the money you will need to afford college life, including tuition, room & board,…

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2023 EP0610 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 8 | Inflation 5:05

11M ago5:05

5:05

Even at historically moderate rates, inflation will eat away at your spending power throughout retirement. Expenses often increase faster than retirement income keeps up. Over certain periods, inflation can quickly spike to even higher levels. Contact Ron Courser, CFP® to make sure your plan addresses Inflation Risk in Retirement. Call (616) 301-25…

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2023 EP0605 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 7 | Taxation 3:33

11M ago3:33

3:33

Every dollar has a tax plan associated with it. Taxation is one of your largest known expenses in retirement. Deferred taxes during your working career and investment growth means more taxes in retirement on income withdrawals, as well as on inheritance. Deferred tax may also impact Social Security taxation and Medicare premiums. Tax rates and brac…

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2023 EP0603 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 6 | Market Volatility 3:57

11M ago3:57

3:57

Markets can fluctuate wildly and unpredictably. Your need for income generally is not so flexible. If income is generated from market-based investments, carefully consider how market losses may equate to income reduction and dependability. Contact Ron Courser, CFP® to make sure your plan addresses Market Volatility and Risk in Retirement (616) 301-…

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2023 EP0529 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 5 | Spousal Income 4:00

11M ago4:00

4:00

Reliable streams of retirement income will vanish when a spouse passes away. Social Security and pensions are subject to survivorship implications that may not be felt for decades. Consider the spousal consequences of timing and starting income. Decisions early in retirement may have consequences on your spouse even after your own life expectancy. …

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2023 EP0520 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 4 | Health Care Cost 4:16

11M ago4:16

4:16

As people age, their healthcare needs and costs tend to increase. Chronic conditions and age-related health issues become more prevalent, requiring ongoing medical attention, medications, and treatments. The cost of managing these conditions can be substantial, especially when considering long-term care needs such as nursing homes or assisted livin…

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2023 EP0513 | 9 Critical Risks in Retirement | Part 3 Withdrawal Rate Risk 4:14

12M ago4:14

4:14

In this edition of "Your Course To Retirement", Ron Courser, CFP® discusses withdrawal rate risk. Withdrawal rate risk means that your retirement lifestyle could be jeopardized in later years because of an unsustainable income rate early on. A written plan addresses the potential that an individual's retirement portfolio will be depleted too quickl…

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2023 EP0506 | Ron Courser, CFP® | 9 Critical Risks in Retirement - Part 2 Legislative Risk 3:04

12M ago3:04

3:04

Tune into this 9 Part Series of "9 Critical Risks In Retirement" with Ron Courser, CFP® on "Your Course To Retirement". In Part Two of 9 Critical Risks In Retirement Ron Courser, CFP® discusses "legislative risk", meaning what changes can Congress implement to reach further into your pockets? Ron discusses RMDs, when you have to take Required Minim…

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2023 EP0429 | Ron Courser, CFP® | 9 Critical Risks in Retirement - Part 1 Sequence Risk 8:35

12M ago8:35

8:35

Tune in for part one in our series covering critical risks as Ron Courser, CFP® discusses #SequenceRisk: one of the 9 major risks in retirement. Sequence Risk is the potential for unlucky retirement timing and withdrawing funds in a down market. Sequence Risk can damage an investor's return, as well as overall retirement outlook and confidence. If …

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2023 EP0422 | Ron Courser, CFP® | Retirement Confidence is key with Tom Hegna 20:27

1y ago20:27

20:27

In this episode of Your Course to Retirement, we have a surprise guest #TomHegna that is joining us. The author of multiple books including "Don't Worry Retire Happy" and "Pay Checks and Play Checks", #TomHegna joins us to discuss the income planning piece of retirement and how simple it can be when broken down. We hope you enjoy this special editi…

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2023 EP0415 | Ron Courser, CFP® | Social Security Issues and Solutions 20:28

1y ago20:28

20:28

Ron Courser, CFP® and the team at Cornerstone Retirement Partners provide guidance on Social Security issues and solutions for your retirement. Ron helps clients navigate the complexities of Social Security benefits to optimize income and retirement confidence. In this video, Ron shares his insights on common Social Security challenges and offers p…

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2023 EP0325 | Ron Courser, CFP® | Discover the 3 Biggest Expenses that are Killing Your Finances! 25:22

1y ago25:22

25:22

Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Your Course To Retirement", Ron Courser, CFP® identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your…

1
2023 EP0311 | Ron Courser, CFP® | Annuities: What are they? And How can they Benefit you in Retirement? 11:02

1y ago11:02

11:02

On this episode of "Your Course To Retirement", Ron Courser, CFP® discusses annuities and how they can help you keep sustainable income flowing through retirement. Annuities are simply one financial option, with specific features that can be attractive for generating predictable income in retirement. For more information give Ron Courser, CFP® a ca…

1
2023 EP0304 | Ron Courser, CFP® | Bonds and Fixed Income 10:14

1y ago10:14

10:14

Ron Courser, CFP® discusses the differences between individual bonds and bond funds, and the importance of considering the purpose of the investment, the probability of getting the principal back, and the tax implications of your investment options. For more information call Cornerstone Retirement Partners at (616) 301-2581 or online at www.corners…

1
2023 EP0225 | Ron Courser, CFP® | Tax Opportunities! 14:50

1y ago14:50

14:50

Ron Courser, CFP® discussed the current tax environment and how it is an opportunity to take advantage of lower taxes, strategies such as taking money out of an IRA and converting it to a Roth IRA, as well as looking at investments in taxable accounts and how to reduce the tax burden. Ron also discussed the importance of talking to a tax preparer o…

1
2023 EP0218 | Ron Courser, CFP® | Tax Planning For Retirement 20:14

1y ago20:14

20:14

Planning for retirement has become difficult. If you don't have all the correct pieces in place and in order you may end up back at work, or worse. Ron Courser, CFP® discusses how retirement planning is simplified and lifestyle can be stabilized by putting the right kind of plan in place. No matter what, the government is always going to want their…

1
2023 EP0211 | Ron Courser, CFP® | Mom's and Taxes 5:09

1y ago5:09

5:09

Sometimes it can seem like we hate paying taxes more than we like making money. Ron Courser, CFP® shares a personal story from which he and his mother were discussing the tax implications of investment account returns. We hope you enjoy this edition of "Ron Shares" on "Your Course To Retirement".Bởi Ron Courser, CFP®

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2023 EP0204 | Ron Courser, CFP® | Discussing Common Financial Mistakes 23:30

1y ago23:30

23:30

On this week's edition of "Your Course To Retirement", Ron Courser, CFP® discusses common mistakes savers and investors may encounter while planning. Not paying attention to BIG changes, like the new SECURE Act 2.0 laws, is a huge mistake that can have significant impacts in your planning. To keep up with the latest financial news and extra financi…

1
2023 EP0129 | Ron Courser | Secure Act 2.0 22:00

1y ago22:00

22:00

The new Omnibus Spending Bill includes language that changes your retirement plan options, known as the SECURE Act 2.0. Ron Courser, CFP® highlights several of the big changes that you will need to know for effective planning and to make the most of your investment opportunities.Bởi Ron Courser, CFP®

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2023 EP0121 | RON COURSER, CFP® | The most common retirement vehicle? 13:22

1+ y ago13:22

13:22

This episode of Your Course To Retirement discusses how the new Secure Act 2.0 interacts with saver's 401Ks, and weighs the scope, changes, advantages, and disadvantages of new legislation. Ron Courser, CFP® also discusses how Cornerstone Retirement Partners takes legislative risk and law changes into account when planning for their client's. The n…

1
Preparing for winter while preparing for retirement 9:09

1+ y ago9:09

9:09

Here in Michigan, the change and difference in seasons is pretty stark. Preparing for winter is strategic and certain things must be done ahead of time, while the weather is good. "Do I have enough fire wood to would last?" "Is the heat maintained and working?" "Do we have a backup generator in case the power goes out?" "When is the last time I fir…

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