Ep 26 - How to Stop Credit Marketing Spam and Junk Mail

HomeWise Radio with Michael Miget on NewsTalkSTL

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3

0:00 SEG 1 Why do we receive so much junk mail from credit companies? | Unwanted spam phone calls | Trigger leads | Why are unknown agents asking me to sell my house? | Auto dialers | A.I. can create automated voices that replicate real humans including your loved ones | How do these spammers get your credit data | Buying credit reports | A firm offer of credit | Fair Credit Reporting Act (FCRA) | Permissible purpose

18:17 SEG 2 What data can be obtained from a credit report? | If a company buys your data, they are required to make a firm offer to you | What if you are uncomfortable with credit companies having your data? | Do these credit companies have my social security number? | Identity theft

37:07 SEG 3 All the credit bureaus sell your information | How to opt out of credit marketing emails, phone calls, and mail | How does Opt Out Pre Screen work? https://www.optoutprescreen.com/ | How long does OptOutPreScreen work? | How long does it take for OptOutPreScreen.com to kick in? | 1-888-5 Opt Out (1-888-567-8688) is a phone number you can call to opt out of credit marketing | The official government website to stop credit marketing https://consumer.ftc.gov/articles/how-stop-junk-mail

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