1125 | The Practice of Money

Behavior Gap Radio

In this episode of Behavior Gap Radio, Carl Richards dives into the essence of Real Financial Planning, which he defines as the continuous process of aligning your use of capital—time, money, energy, and attention—with what truly matters to you. Using the metaphor of two shifting circles, Carl illustrates how both our resources and our priorities are in constant motion, requiring ongoing adjustments to keep them in harmony. He emphasizes the importance of experimenting, acknowledging changes in what we value, and embracing the practice of aligning our capital with our evolving goals.

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