The Note Investor Podcast will guide you through the ups and downs of note investing, and teach you about all of the nitty gritty details of the business that other people won’t talk about . Your host, Dan Deppen is a former aerospace engineer and product manager who transitioned away from cubicle life to full time note investing in 2018. Our website is www.fusionnotes.com, where you can subscribe to this podcast, comment, and find links to other information on note investing.
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#112: 27 Years of Loan Servicing and Origination, with Sohail Badruddin
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In this week’s podcast, I was joined by Sohail Badruddin, owner of Provident Loan Servicing and an RMLO in Texas. Sohail shares insights from his extensive experience in the mortgage industry and discusses his vision for Provident Loan Servicing. He delves into the challenges and risks of mortgage lending, such as prepayment penalties, balloon prov…
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#111: Live Note Investing Events, with Ben Fredericks
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In this podcast, Ben Fredricks joined to discuss the note events industry, and he also shared his background in mortgage and his involvement in the note space. We explored the potential of note investing as a new opportunity for a younger generation and shared some of our experiences in the real estate business, particularly in the non-performing n…
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#110: Creating Valuable Seller Financed Notes, with Fred and Tracy Rewey
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Dan, Tracy, and Fred discussed the creation and benefits of seller finance notes, emphasizing the importance of creating valuable notes for both holding and potential resale. They also discussed the size and growth of the owner finance market, the increasing trend of seller financing due to tightening traditional loan markets, and strategies for no…
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#109: Creating Cash Flowing Notes, with Michael Kearse
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Michael came on the podcast to discuss his real estate investment strategy, which involves buying properties virtually and selling them to individuals with poor credit through seller financing. Michael has successfully completed over 65 transactions and currently has 53 assets. Michael also shared how he raises private funds, having raised over 3.5…
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#108: Navigating Notes, Economic Insights, and Investment Strategies with Dan and Nic
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Dan and Nic discussed their experiences in the note space, the potential of technology solutions in the real estate industry, and the current state of the US economy. They also explored the challenges and opportunities in the commercial market, particularly focusing on retail and office spaces, and the potential of alternative investments. Lastly, …
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#107: Underwriting Distressed Assets, with Forrest Jinks
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Dan and ForrestJinks, CEO of Altus Equity, discussed their experiences in the real estate industry, with a focus on distressed assets and the current state of the market. They also discussed the challenges of buying and selling individual non-performing loans, particularly in the context of private equity-backed debt funds. Learn more about Altus E…
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#106: How the recent CFPB announcement will impact you
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In this episode Dan discusses the recent CFPB announcement regarding land contracts, and explains some of the rules of road you need to follow when originating consumer loans. Link to the CFPB announcement: https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-to-stop-contract-for-deed-investors-from-setting-borrowers-up-to-fail/ Are …
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#105: Understanding Seller Finance, with Justin Bogard
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In this webinar, Dan Deppen and Justin Bogard discuss seller finance and the best practices for creating seller finance paper. They cover topics such as the value of a note, underwriting the buyer, collateral type, buyer's equity, and the terms of the loan. They also discuss the importance of using an RMLO (residential mortgage loan originator) to …
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#104: Raising Private Money, with Jay Conner
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Jay Conner joined the podcast to discuss his strategies for raising private money for real estate, which he has been employing since 2009. Jay's approach is similar to mine in that he educates people on how his deals work, and then money tends to find him. He also explored the benefits of self-directed retirement accounts and discussed his approach…
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#103: Lessons Learned from 1000 Note Deals, with Bill McCafferty
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Bill discussed his experiences and strategies in the buying and selling notes, with a focus on residential seconds and the considerations involved in foreclosure sales. He also explored the complexities of managing different levels of client portfolios, the risks and strategies of second mortgage lending, and the importance of due diligence, educat…
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#102: Note Investing at Scale, with Edward Brown
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Edward Brown joined to discuss his experiences and strategies in real estate investing, with a focus on mortgage notes and bridge loans. We also explored the challenges and costs associated with lending money, including the need for due diligence, the importance of clear communication with borrowers, and the potential for legal battles and foreclos…
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#101: Building a Network, with Fred Moskowitz
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Fred Moskowitz joins the podcast again to discuss the ongoing changes in the note investing marketplace and the broader real estate market. He went deep on the importance of building and maintaining relationships and the shift in note-buying patterns from some investors. We also discussed different CRM systems, strategies for partials, and the pote…
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#100: Hard Money Lending with John Neufer
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Dan and John discussed the role and terms of hard money loans in real estate investment, with John emphasizing the potential benefits and risks, and the importance of understanding the borrower's details. They also explored the licensing requirements for originating these loans in various states, and the potential rewards and risks of purchasing ex…
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#99: Building a Diverse Real Estate Portfolio, with Jay Redding
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In this episode we discussed Jay's background and experience in the real estate business, with a focus on his strategies for acquiring and managing loans, and his approach to assessing loan applicants. We also shared our experiences during the Covid-19 pandemic's impact on our loan portfolios, our portfolio strategy, and the importance of risk mana…
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Signup for the free workshop on Buying Notes in 2024: https://us06web.zoom.us/webinar/register/WN_icJlapkYQ_CkU8FBJREeJw Note Accelerator small group coaching program: https://www.fusionnotes.com/livetraining
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#97: Investing from Out of State, with Axel Meierhoefer
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Axel Meierhoefer was a former Air Force officer turned real estate enthusiast. His journey, from military service to executive roles, took a pivotal turn during the 2009 Great Recession, leading him to discover the potential of real estate investing. Inspired by his success, Axel mentors clients through his IdealWealthGrower™ strategy and offers pr…
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#96: Balancing a Job and Real Estate Investing, with Martin Krimmel
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Martin is a full time employee at Amazon in Seattle, an agent, and an active real estate investor. Dan and Martin discussed their experiences and strategies in real estate investing and house hacking, including the potential benefits and challenges of these approaches. They also shared their approaches to time management and outsourcing tasks to in…
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#95: Understanding Loan Hypothecations
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In this episode, Dan Deppen discusses his recent busy weeks and then dives into the topic of loan hypothecations. He explains that a hypothecation is when a loan is collateralized by another loan, and he shares how he sets up hypothecated loans and the advantages for the operator. He also discusses the risks involved and provides tips for finding s…
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#94: Diversified Mortgage Expo Takeaways
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In this episode Dan provides a recap and lessons learned from the Diversified Mortgage Expo (DME). Topics covered include new note investing models, seller finance, buying notes in NY, and much more. Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM …
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#93: Capital Gains Tax Planning, with Brett Swarts
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Brett Swarts from Capital Gains Tax Solutions discussed the concept of a deferred sales trust and its benefits for high net worth individuals to defer capital gains taxes on various assets. He shared his entrepreneurial journey and how he discovered this strategy, which has allowed him to teach others about it. The discussion also covered the flexi…
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In this episode Dan recaps his recent trip with an entrepreneur group to Playa Del Carmen Mexico and brings you some of his key learnings from the event. Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-b…
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#91: Note Investing Lessons Learned, with Justin Bogard
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This week I spoke with Justin Bogard from American Note Buyers. We talked about how the note market has evolved, his shift in focus from non-performing to performing loans, and several of his lessons learned from years in the note industry. Connect with Justin: https://www.anbfunds.com/home Are you Ready to work with Dan to accelerate your note-inv…
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#90: Note Investing War Stories, with Chris Seveney
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This week I spoke with Chris Seveney. Chris and I both started buying notes around the same time and in this podcast, we discussed cutting our teeth buying land contracts in 2018 and 2019. Note investing was a bit different back then, and we shared many of our more chaotic anecdotes about our experiences with unusual deals, foreclosures, and court …
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#89: Applying Artificial Intelligence to Note Investing, with Alex Goldovsky
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Alex Goldovsky joined the podcast to discuss his role as a CEO in three companies focused on improving real estate market efficiency, with a particular emphasis on AI technologies and blockchain potential. We explored the application of machine learning and computer vision in document analysis, the potential of automation in data extraction, and th…
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#88: From the FIlm Industry to Note Investing, with Marco Bario
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Marco Bario, from Porch Swing Funding, joined me to discuss his unconventional career journey from the film industry to note investing, his approach to learning through trial and error, and his experiences with seller financing. We also explored the appeal of a tax planning strategy involving installment sales and Marco's successful approach to pay…
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