Verse by verse expositional teaching from the Word of God.
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Learn all about investing in real estate in Centennial, Colorado with a combination of real estate financial planning and modeling with numbers specific to Centennial plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Centennial).
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"Centennials" invita a descubrir la cultura centennial (nacidos entre 1997 y 2012). Cómo piensan, qué sienten y cuál es su visión del futuro. Emprendimientos, desarrollos, carreras del futuro y problemáticas de una generación criada en la era digital.
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Podcast creado por Centennials para generar un cambio en nuestra sociedad
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Exótico con chipotle
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Call Me Centennial is the official podcast of nobody Skye Rodriguez. It is a weekly podcast that explores uncomfortable topics, ideas, and happenings to the Centennial generation. Support this podcast: https://podcasters.spotify.com/pod/show/centennial/support
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"Centennial Sounds," hosted by Brad Turner, spotlights contemporary classical music performed in Colorado and features exclusive sessions from the CPR Performance Studio as well as live recordings taken from concert venues and summer festivals around the Centennial State.
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The Nazareth College Centennial Podcast features stories of amazing alumni, fascinating faculty, and the hidden history of Nazareth College. Your guide for each episode will be Timothy Kneeland, Director for the Center for Public History at Nazareth College.
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Is Centennial Middle School a good or bad school? We interveiw some staff members of Centennial Middle School and ask them questions about the school and their experiences here.
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Podcast by Gonzo
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The Bold Centennial Podcast is a show by 22-year-old blogger and influencer Sandy Baudoux. Join Sandy as she explores topics from business, beauty, fitness, college, and more. Recorded weekly, there are always new stories, knowledge, or advice to share. Support this podcast: https://podcasters.spotify.com/pod/show/sandy-baudoux/support
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Weekly sermons and series from Centennial Baptist "The Serve Church"
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For 100 years, Xi Omega has exemplified exceptional sisterhood and exemplary service. Two Founders of Alpha Kappa Alpha Sorority, Incorporated® were among the 20 visionaries who chartered the first graduate chapter in our nation’s capital. Join us as we travel through the decades, exploring Xi Omega’s growth and impact in Washington, DC and beyond. Each decade will provide a flavor of the African American experience — culture, politics, music — and showcase Xi Omega’s contributions through n ...
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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The Center Of Our Circumstances (Philippians 1:12-18)
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The Center Of Our Circumstances (Philippians 1:12-18)Bởi Ken Murphy
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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The Center Of Our Prayer Lives (Philippians 1:9-11)
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The Center Of Our Prayer Lives (Philippians 1:9-11)Bởi Ken Murphy
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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He Will Complete His Work In You (Philippians 1:6)
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He Will Complete His Work In You (Philippians 1:6)Bởi Ken Murphy
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How to Analyze Deals with Private Mortgage Insurance (PMI)
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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I Thank My God (Philippians 1:3-8)Bởi Ken Murphy
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Distinctives Of A Christian (Philippians 1:1-2)
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Distinctives Of A Christian (Philippians 1:1-2)Bởi Ken Murphy
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Deal Alchemy™ - Residential vs Commercial Property
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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I Am Your God (Revelation 21:3)Bởi Daniel Sanchez
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Warning - Risks of Loan Called Due When Investing in Real Estate
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Introduction To Philippians (Philippians)
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Introduction To Philippians (Philippians)Bởi Ken Murphy
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How to Analyze Buying a Rental Property at a Discount
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How to Analyze Buying a Rental Property at a Discount in Centennial Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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The Resurrection (Matthew 28)Bởi Ken Murphy
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Behold, The Lamb Of God (Various Scriptures)
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Behold, The Lamb Of God (Various Scriptures)Bởi Greg Kurtz
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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God's Servant (Isaiah 52:13-53:12)Bởi Southside Bible Church
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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The Blessing Of Biblical Adoption (Various Scriptures)
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The Blessing Of Biblical Adoption (Various Scriptures)Bởi Matt Leighton
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Deal Alchemy™ - Increasing Down Payment
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Unfit But Made Whole (Acts 8:26-39)Bởi Sean Kielian
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Take an audio tour of the history of the French House at Nazareth University with special guest host Caroline Johnson.Bởi Timothy Kneeland and Caroline Johnson
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Warning - Risks of Rental Property Expenses When Investing in Real Estate
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Are You Ready? (Matthew 25:1-13)Bởi Ken Murphy
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How to Analyze a New Construction Single-Family Home Property
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How to Analyze a New Construction Single-Family Home Property in Centennial Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
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True Repentance (Psalm 51)Bởi Ken Murphy
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Blessed With Every Spiritual Blessing (Ephesians 1:3-14)
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Blessed With Every Spiritual Blessing (Ephesians 1:3-14)Bởi Scott Pape
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Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Family Business MeetingBởi Southside Bible Church
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Drink The Living Water (John 4:1-42)Bởi Ken Murphy
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Deal Alchemy™ - Cash Flow to Debt Paydown
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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The Fulfilled Passover Meal (Exodus 12:1-13)
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The Fulfilled Passover Meal (Exodus 12:1-13)Bởi Ken Murphy
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Warning - The Risk of Down Payment Size When Investing in Real Estate
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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Sincerity Of Faith (2 Corinthians 11:2-3)
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Sincerity Of Faith (2 Corinthians 11:2-3)Bởi Ken Murphy
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How to Analyze a 5% Down Single-Family Nomad™ Property
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How to Analyze a 5% Down Single-Family Nomad™ Property in Centennial Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best dea…
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Open Our Eyes Lord (2 Kings 6:8-23)Bởi Ken Murphy
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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Keeping Our Eyes On Jesus (Hebrews 12:1-2)
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Keeping Our Eyes On Jesus (Hebrews 12:1-2)Bởi Ken Murphy
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Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals?
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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The Purpose Of The Local Church (Colossians 1:28-29)
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The Purpose Of The Local Church (Colossians 1:28-29)Bởi Ken Murphy
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Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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Let Us See Jesus (2 Corinthians 3:18)
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Let Us See Jesus (2 Corinthians 3:18)Bởi Shawn Kissman
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Warning - Insurable Risks When Investing in Real Estate
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Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Centennial adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to…
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Jesus Christ, The Bread Of Life (John 6)
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Jesus Christ, The Bread Of Life (John 6)Bởi Ken Murphy
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Adopted As Sons And Daughters (Galatians 4:4-7)
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Adopted As Sons And Daughters (Galatians 4:4-7)Bởi Brian Rutland
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Episode Ten: Xi Omega Chapter, the Decade of 2010 - 2023
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The years 2011 to 2023 reveal societal unease as the fabric of the United States is stretched due to racial tensions, the COVID-19 pandemic, and the attack on the U. S. Capitol. It is also a time when the first African American presidency comes to an end, and later, an Alpha Kappa Alpha Woman becomes Vice President. Xi Omega Chapter continued its f…
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How to Analyze a 20% Down Single-Family Home Rental
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How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
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continue reading