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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Ideal Balance | Vanessa & Shana | Christian Financial Coaches | Dave Ramsey Fans

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***TOP 1.5% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutio ...
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When I was an overwhelmed single mom just trying to make it day to day, I started to focus on my household budget. Beyond paying off thousands of dollars in debt, saving cash, and investing more, I found that budgeting inspires intentional living and a focus on figuring out what's most important. This podcast will teach you personal finance tips like how to budget, how to stick to a budget, how to pay down debt or how to pay off credit cards, how to reach your money goals, live debt free, an ...
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Are you a full-time working mom who has been blindsided by your child’s disability diagnosis? Do you struggle to afford medical bills, special equipment, therapies, and caregivers- while you continue to further drown in debt? Do you wish that you had step-by-step financial guidance so you could attain the financial stability you desire and spend your precious energy focusing on your special needs child? You are in the right place. My mission is to equip special needs moms just like you to cr ...
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Welcome to ”Empowered Wealthy Women,” the podcast that sparks the transformation of your money mindset, empowering you to pave the way toward financial success and wealth creation. Join me, Joy Rowland, as I share actionable tips, insights, and strategies designed to shift your perspective on money. From debunking limiting beliefs to sharing practical tools for generating income and fostering a wealth-building mindset, I’m here to guide you through the process. You will build an income-gener ...
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This podcast is about being smart with money and knowing the proper path to pay off a huge amount of debt in a relatively short time. My wife and I paid off $70,000 worth of debt and built-up $60,000 cash reserves in just under three years and I would love to help people on their debt free journey.
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Join Our Group Coaching Program Now! Today we're thrilled to share some golden nuggets from our group coaching sessions, where we dive into the art of managing personal finances. We're unpacking real-life coaching scenarios that illustrate the power of thoughtful financial planning. Our aim? To give you practical tips and insights that can help you…
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Show Notes: In this episode, I am giving you a simple formula to help you optimize your family money system to get you out of debt. Whether you are starting over on your financial journey, starting for the first time, or changing financial directions this episode will share exact strategies to create money systems in your home so you can sleep bett…
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This is not about being "cheap" or "stingy". It's not about rules and lack. It's about being intentional. I'm not going to say you can never buy these things. I'm just saying that your current money goal is definitely more important than anything on this list. So if you have been wondering: How do I stick to a budget? How do I stick to a budget wit…
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Today, I want to talk to you about taking responsibility for the results you are creating in your life. Many times, it is all too easy to blame people or things outside of ourselves like the economy, the interest rate or the job market. We do this because it makes us feel better. But extraordinarily successful women take responsibility for their re…
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Start planning your next adventure with our free travel budget planner available at ⁠myidealbalance.com/travel. ⁠ In this episode, we delve into the art of planning memorable family vacations without the financial stress. Discover the joy of traveling smart, from picking destinations to handling unexpected costs, ensuring a smooth and enjoyable exp…
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⁠Snag Our Signature Budget Template! In this episode we're dive deep into the life changes and financial strategies of Darlene, a resilient single mother from Canada, as she navigates through significant career and personal transformations. With a background in hairstyling and a current position in cleaning, Darlene opens up about her struggles wit…
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Today, we're tackling a topic that's close to my heart and, I believe, vital for every woman to hear: “You Deserve a Seat at the Table.” In a world where voices of doubt and limiting beliefs often drown out our inner strength, this episode is a beacon of hope. It’s an invitation to shake off the chains of unworthiness and step into the light of you…
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Snag Our Signature Budget Template! In this episode, we dive deep into the heart of budget success stories and wisdom gleaned from real-life coaching sessions. Whether you're dreaming of a debt-free life, stress-free vacations, or navigating the complexities of loan consolidation, we've got tips that will transform the way you approach your finance…
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Show Notes: Creating a comprehensive special needs binder for a child can be immensely helpful for parents, caregivers, educators, and healthcare providers. The medical records, charts, immunizations, medications, and doctor's notes - all have to be carefully recorded and kept in one place and easily accessible. Our kids grow differently so, instea…
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There are different ways to budget out there, and my mission is to help you create and stick to a budget that you love. Today I want to tell you that having a GOAL-FOCUSED money plan can be very motivating and very rewarding. It just might be the tweak in your budget you need to actually begin moving forward with money. So if you have been wonderin…
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Snag Our Signature Budget Template! Ever wondered how to keep your lifestyle while on a budget? Look no further! In this eye-opening episode, we delve into the secrets of living 'bougie on a budget.' We explore how strategic choices, mindful spending, and financial savvy can transform your lifestyle from mundane to magnificent without the financial…
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Welcome back to Empowered Wealthy Women, where we dive deep into the strategies, habits, and mindsets that forge the path to financial freedom. I’m your host, Joy Rowland, and today, we’re unfolding The Ultimate Blueprint for Building Wealth. Whether you’re just starting your journey or looking to optimize your financial strategy, this episode is y…
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Snag Our Signature Budget Template! Want to know the secret to setting boundaries that honor your values and commitments, empowering you to lead a more balanced and fulfilling life? In this episode, we had the pleasure of welcoming Tanya Engesether, a healthcare leader by day and a podcaster and Certified Christian life coach by night. With a rich …
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Embarking on the journey of wealth creation, whether for your personal life or your business, can sometimes feel like trying to sail a ship in the middle of a storm. With every shift in the economy or unexpected expense that pops up, the importance of having a solid set of principles to guide you becomes crystal clear. It’s not just about keeping a…
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Snag Our Signature Budget Template! In today's episode, we dive deep into the world of managing family finances, especially when it comes to the costs associated with kids' activities like sports, and how to efficiently systemize your business finances to better support your personal life. Whether you're struggling with the financial demands of you…
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Show Notes: In this episode, I want to discuss steps on practical steps on how to build your cash flow systems so you can start paying your debt and staying out of it. Welcome to episode #32 on the Simple Money Systems podcast. Create a Bill Pay System Build your Family Purchasing System Have in place a Grocery Shopping Planning System Create a Deb…
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If you are coming into some money from your tax refund or an inheritance or any other means, then CoNgRaTuLaTiOnS! I'm glad you are deciding to do something smart that will MOVE YOU FORWARD. In this episode I'll give you 3 ways to use it to get your foundations right, and a 4th way that just might be right for a busy mom starting your financial jou…
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Snag Our Signature Budget Template! Hey there, budget besties! Are you ready to take control of your finances with grace and ease?Imagine each account as a beautifully labeled jar on your kitchen shelf, each one holding a different ingredient for the perfect financial recipe. If you’ve ever felt like your finances are a complex maze you can’t seem …
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Financial anxiety is something that affects women from every background. Whether you're wealthy or struggling to make ends meet, the stress of money can really get to you. It's not just about the numbers in your bank account; it's about how money impacts your mental health, your relationships, and your overall happiness. What is Financial Anxiety? …
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Snag Our Signature Budget Template! In today’s special episode, we're taking a moment to celebrate a huge milestone in our podcast journey—reaching over 300,000 plays! This achievement is not just ours; it's a testament to the vibrant, supportive community that has grown around our podcast. Join us as we reflect on the journey, the lessons learned,…
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Financial freedom isn't just about being able to splurge on a fancy dinner or the latest smartphone. For many women, it's the golden key to unlocking the door away from abusive relationships. It's not just about money—it's about the freedom to choose love on your own terms. Sadly, too many women find themselves stuck in abusive relationships, not o…
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Grab Our Free Savings Buckets Planner Here Welcome to a sparkling new episode where we dive into the glitzy world of beauty and personal care without breaking the bank. Ever wondered how you can keep looking fabulous while sticking to your budget? We’ve got the secret sauce for you: creating a Glam Up Fund! This episode is all about being bougie on…
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Show Notes: Welcome to Simple Money Systems podcast episode #31. Today I will be talking about the concept of cash flow. There's one common denominator to find that simple strategy for saving money that you can run with. Is there one? And I say yes. To simplify this often confusing money subject I have a simple money system that is custom built for…
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Sometimes people think a budget limits us, but actually the opposite is true. A budget is putting money toward what we value, and choosing NOT to spend money on what we don’t value. It is a tool to get us to financial stability, financial freedom, debt free life, and intentional living in a life we’ve created and curated. In this episode: Why it’s …
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⁠Snag Our Signature Budget Template!⁠ Let's get that April budget made before April showers come! Welcome back, budget besties! As March wraps up and April peeks around the corner, it's the perfect time to dive into your budget planning. If you haven't started on your April budget yet, don't worry – you're right on time. This episode is all about s…
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As we navigate the path to financial freedom, it's crucial to remember that true wealth isn't just about the figures in your bank account; it's about leading a balanced life, enriched with good health and happiness. So, how do we maintain this balance? Let's explore. The Vital Link Between Health and Wealth The interconnection between our health an…
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Sign Up For Group Coaching! Today, we're diving deep with relatable stories from our incredible clients - their challenges, their victories, and the monumental shifts that changed everything. 💥 Here's a sneak peek of what's in store: - 🚀 A jaw-dropping story of wiping out $12,000 in student loans in just ONE month. - ❤️ From money fights to dreamy …
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As Empowered Wealthy Women we do not shy away from hard things. Building wealth isn't easy. If it was, everybody will be wealthy. The good news is that we can do hard things. Let's go! Tune in to gain more insights. We Know It’s Hard, and We Can Do Hard Things - This is the tenth step in our series - "12 Things Wealthy Women Know" Next Steps: ✔️ Jo…
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Show Notes: Welcome to episode #30 where I discussed the topic of why it is so hard to stick to your Budget and how to be consistent with your spending plan. Are you ready to learn and get back to the money management basics that you enjoy? I am glad to help you! Click the links below to learn, discover, connect, and engage. Learn – www.dianagalas.…
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Join Group Coaching! Today, we're diving deep into the world of debt reduction, specifically focusing on the impact of extra payments. Whether you're dealing with credit card debt, student loans, or a mortgage, understanding how your payments are applied can make a massive difference in your financial journey. In This Episode, You'll Learn: The dif…
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Maybe you don't feel like you can go all in on investing or estate planning or even budgeting (my heart hurts with that one). Maybe you don't have your 401K in order quite yet. But if you're wondering: "Where can I start with personal finance?" What are the basics? I've created a list of four basics you should work toward for financial wellness. Li…
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Sign Up For Group Coaching! In today's episode, we tackle the concept of being "bougie on a budget." We're here to show you how to elevate your lifestyle, enjoying the finer things in life while keeping an eye on your finances. With our unique insights and strategies, you'll learn how to indulge in your desires without compromising your financial w…
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Are you trying to create wealth in order to prove your worth? Well, empowered wealthy women know that they are already 100% worthy. Tune in to gain more insights. We Know We are Already 100% Worthy - This is the ninth step in our series - "12 Things Wealthy Women Know" Next Steps: ✔️ Join my Consistent Action Bootcamp (CAB): https://tidycal.com/row…
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Show Notes: You are the Mom of special abilities with a special calling that puts you in a place where you serve not only your child but also others. Just imagine when your voice is heard, and your talents are put to work to make not just your life much lighter, easier, more fun, and enjoyable but also the life of your child, your family, and peopl…
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In this heartfelt episode, we welcome Celeste, a vibrant guest from Indianapolis, who shares her relatable journey of facing financial challenges head-on. As a mom and HR professional, Celeste opens up about her struggles with debt accumulation, the allure of credit cards, and her pursuit of financial freedom. Our conversation dives deep into pract…
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Are you trying to create wealth in order to escape something in your current life? Well, empowered wealthy women know that life isn't better there than here. Tune in to gain more insights. We Know It’s Not Better There Than Here - This is the eighth step in our series - "12 Things Wealthy Women Know" Next Steps: ✔️ Join my Consistent Action Bootcam…
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Sign Up For Group Coaching! In this special quarterly edition, we share our victories, challenges, and everything in between, coupled with a dash of financial wisdom and life lessons. What’s New? Business Win: We're thrilled about our new group coaching program! Designed to make financial coaching accessible to everyone, this program represents a s…
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Show Notes: Welcome to the Simple Money Systems podcast, where simple is more and more simple. I am so happy you joined me! In this episode, I will be discussing a hot topic about how to break through the spending cycle and how to gain confidence and peace of mind when it comes to your daily finances. The first thing you need to know is what is com…
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If you're wondering "Why should I invest for retirement right now?" or "How do I save for retirement?" or "When should I start investing for retirement?" Girl, please listen to this episode! We talk about the foundations of being a happy, healthy mother and woman - and part of that is having security and stability. We want our future-self to have f…
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Snag Our Signature Budget Template! In today's episode, we're diving deep into a topic close to many of our hearts: the undeniable power and freedom that come from being debt-free. This isn't just about crunching numbers or making budgets work; it's about the profound life transformation that happens when you break free from the chains of debt. We'…
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When you set a goal do you have the urge to know exactly how you will accomplish the goal? Well, successful women know that they don't know the "how" until they've actually reached the goal. Tune in to gain more insights. We Know We Don’t Get The How Until We’re There - This is the seventh step in our series - "12 Things Wealthy Women Know" Next St…
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Sign Up For Group Coaching! Join us in a thought-provoking episode where we sit down with Jineth, a dedicated single mother and teacher, navigating the complexities of managing finances while raising four children. This coaching call is a deep dive into the practical strategies and insights we discuss to help Jineth find clarity and direction in he…
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We grow up in a society that frowns upon failure. When kids fail at school, it is seen as a bad thing. But to succeed in business you have to be willing to fail. In fact, you have to love and embrace failure. Why? Well, because failure is a strong indication that you are on your way to success. Failure proves that you are taking action. Tune in to …
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Snag Our Signature Budget Template! Ever felt like sticking to a budget is a battle you’re fighting alone? Well, you're not alone in feeling alone! This episode is all about turning the tide on your budgeting habits. We're breaking down how to make your budget work for you – as easily as pouring your morning coffee. We're saying goodbye to the head…
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Show Notes: Ok, let's organize and automate your bill pay! Have all your Bills available for one-time set-up only. I like to have paper copies with account numbers, mailing addresses, and telephone numbers for every payee. You may add payees to your bill pay as you go, but I prefer to have them all set up at one time for easier budgeting and money …
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If you want to learn how to stick to a budget, just like everything, we need to make it as simple as possible. In this episode, I will give you 3 tips for making your household budget easier to stick to. 1. One way to pay 2. Automate EVERYTHING 3. Get your PAPER CLUTTER under control. That's right, we discuss paper clutter too. If you are a busy mo…
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⁠Snag Our Signature Budget Template!⁠ Welcome back to our latest episode where we tackle a topic that's close to many of our hearts: how to navigate the tricky waters of debt, savings, and the all-too-common cycle of living paycheck to paycheck. If you've ever found yourself counting the days until your next payday, this episode is crafted just for…
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Life is a combination of positive and negative, have you noticed? It’s a balance of good and bad, happy and bored, positive and negative. We spend a good part of our lives trying to overcome this truth, to no avail. At some point, we were led to believe that we should be happy most of the time and so we spend a lot of time feeling bad about not bei…
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Today we're making a budget for March! This time, we're not just talking theory; we're bringing you practical insights from a live call that launched our group coaching program. Get ready to dive into everything from grocery bills to savings buckets and investments. Key Highlights: 1. The Importance of March Budgeting: March brings unique financial…
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Show Notes: Friends, try training your brain to practice enough mentality. How much is it really required to live a healthy simple lifestyle? And remember simple is always more: more freedom, more space, more rest, more health, more peace, more happiness in your marriage and relationship with family, and more money in your pocket. Instead of buying…
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