Chuyển sang chế độ ngoại tuyến với ứng dụng Player FM !
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
«
»
283 | Budgeting for Back To School Shopping
Manage episode 431614738 series 3552580
Snag Our Signature Budget Template!
In this episode, we tackle the often overwhelming task of budgeting for back-to-school expenses. We chat about common challenges, share our own back-to-school experiences, and give you practical tips to help you, our budget besties, plan effectively for the upcoming school year.
Key Points:
Back to School Stress:
Are you feeling unprepared for the costs associated with the new school year?
It’s common to underestimate these expenses and feel surprised every year.
Common Expenses:
School Supplies and Tech: Notebooks, pens, computers, and other tech gadgets.
Clothing and Uniforms: From everyday wear to sports uniforms and shoes.
Fees: Activities, lab fees, parking, graduation, and more.
Health and Hygiene: Haircuts, first aid kits, hygiene products.
Food and Snacks: Adjusting grocery budgets for school lunches and snacks.
Transportation: Car maintenance, parking passes, and more.
Extracurriculars: Club dues, sports fees, music lessons, and equipment.
Miscellaneous: Home study areas, planners, spirit wear, yearbooks, school photos.
Planning Tips:
Set Up a Kid's Savings Account: Designate a specific savings bucket for school expenses.
Take Advantage of Sales: Utilize back-to-school sales, tax-free weekends, and grocery store deals.
Budget Year-Round: Estimate the total cost and start saving monthly to ease the burden when the time comes.
Be Selective: Decide on necessary expenses versus optional ones.
Practical Steps:
Estimate Total Costs: Don’t aim for perfection; a rough estimate is better than none.
Monthly Savings: Start saving a specific amount each month starting now for next year's expenses.
Final Thoughts: We emphasize that while back-to-school budgeting can be daunting, planning and setting aside funds throughout the year can significantly reduce stress and financial strain. We encourage you, our budget besties, to take control, be prepared, and enter the new school year with confidence.
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
300 tập
283 | Budgeting for Back To School Shopping
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Manage episode 431614738 series 3552580
Snag Our Signature Budget Template!
In this episode, we tackle the often overwhelming task of budgeting for back-to-school expenses. We chat about common challenges, share our own back-to-school experiences, and give you practical tips to help you, our budget besties, plan effectively for the upcoming school year.
Key Points:
Back to School Stress:
Are you feeling unprepared for the costs associated with the new school year?
It’s common to underestimate these expenses and feel surprised every year.
Common Expenses:
School Supplies and Tech: Notebooks, pens, computers, and other tech gadgets.
Clothing and Uniforms: From everyday wear to sports uniforms and shoes.
Fees: Activities, lab fees, parking, graduation, and more.
Health and Hygiene: Haircuts, first aid kits, hygiene products.
Food and Snacks: Adjusting grocery budgets for school lunches and snacks.
Transportation: Car maintenance, parking passes, and more.
Extracurriculars: Club dues, sports fees, music lessons, and equipment.
Miscellaneous: Home study areas, planners, spirit wear, yearbooks, school photos.
Planning Tips:
Set Up a Kid's Savings Account: Designate a specific savings bucket for school expenses.
Take Advantage of Sales: Utilize back-to-school sales, tax-free weekends, and grocery store deals.
Budget Year-Round: Estimate the total cost and start saving monthly to ease the burden when the time comes.
Be Selective: Decide on necessary expenses versus optional ones.
Practical Steps:
Estimate Total Costs: Don’t aim for perfection; a rough estimate is better than none.
Monthly Savings: Start saving a specific amount each month starting now for next year's expenses.
Final Thoughts: We emphasize that while back-to-school budgeting can be daunting, planning and setting aside funds throughout the year can significantly reduce stress and financial strain. We encourage you, our budget besties, to take control, be prepared, and enter the new school year with confidence.
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
300 tập
Tất cả các tập
×Chào mừng bạn đến với Player FM!
Player FM đang quét trang web để tìm các podcast chất lượng cao cho bạn thưởng thức ngay bây giờ. Đây là ứng dụng podcast tốt nhất và hoạt động trên Android, iPhone và web. Đăng ký để đồng bộ các theo dõi trên tất cả thiết bị.