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Nội dung được cung cấp bởi Chris Hutchins. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Chris Hutchins hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.
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Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske

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Manage episode 435337074 series 2903767
Nội dung được cung cấp bởi Chris Hutchins. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Chris Hutchins hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.

#189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning.

Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst.

Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeske

Partner Deals

MasterClass: Learn from the world's best with 15% off

Bilt Rewards: Earn the most valuable points when you pay rent

Daffy: Free $25 to give to the charity of your choice

DeleteMe: 20% off removing your personal info from the web

Fabric: Affordable term life insurance for you and your family

For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

Resources Mentioned

Karsten Jeske: Blog | X | LinkedIn

Safe Withdrawal Rate Series

Blog Post: Stealth Frugality

Shiller CAPE Ratio

Alpha Architect 1-3 Month Box ETF: BOXX

Blog For Tax Optimization: Go Curry Cracker

ATH Podcast:

Full Show Notes

(00:00) Introduction

(02:00) Should Everyone Retire Early?

(05:09) The Rule of 4% as a Guideline

(09:46) The Role of Longevity in the 4% Rule

(12:46) Using Historical Data for Retirement Simulations

(19:11) Sequence of Return Risk: What It Means & What to Do About It

(23:51) Strategies to Mitigate the Sequence of Return Risk

(30:41) The Flexibility of Safe Withdrawal Rates

(37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions

(45:53) The Reverse Glide Path Strategy

(49:30) The Impact of Inflation on Retirement Planning

(57:03) Evaluating Annuities

(59:40) Ways to Consider Tax Optimization Strategies

(1:04:29) How to Think About Portfolio Allocation During Accumulation

(1:12:25) The Role of International Diversification in Equity Allocation

(1:16:57) Karsten's View on Tax Loss Harvesting

(1:20:34) Asset Location

(1:22:35) Is Adding Leverage to Your Equity Worth It?

(1:26:41) Advice for Someone Early in the Accumulation Phase

(1:28:27) Stealth Frugality

(1:29:39) How Do People Spend During Retirement?

Connect with Chris

Newsletter | Membership | Twitter | Instagram | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  continue reading

200 tập

Artwork
iconChia sẻ
 
Manage episode 435337074 series 2903767
Nội dung được cung cấp bởi Chris Hutchins. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Chris Hutchins hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.

#189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning.

Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst.

Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeske

Partner Deals

MasterClass: Learn from the world's best with 15% off

Bilt Rewards: Earn the most valuable points when you pay rent

Daffy: Free $25 to give to the charity of your choice

DeleteMe: 20% off removing your personal info from the web

Fabric: Affordable term life insurance for you and your family

For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

Resources Mentioned

Karsten Jeske: Blog | X | LinkedIn

Safe Withdrawal Rate Series

Blog Post: Stealth Frugality

Shiller CAPE Ratio

Alpha Architect 1-3 Month Box ETF: BOXX

Blog For Tax Optimization: Go Curry Cracker

ATH Podcast:

Full Show Notes

(00:00) Introduction

(02:00) Should Everyone Retire Early?

(05:09) The Rule of 4% as a Guideline

(09:46) The Role of Longevity in the 4% Rule

(12:46) Using Historical Data for Retirement Simulations

(19:11) Sequence of Return Risk: What It Means & What to Do About It

(23:51) Strategies to Mitigate the Sequence of Return Risk

(30:41) The Flexibility of Safe Withdrawal Rates

(37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions

(45:53) The Reverse Glide Path Strategy

(49:30) The Impact of Inflation on Retirement Planning

(57:03) Evaluating Annuities

(59:40) Ways to Consider Tax Optimization Strategies

(1:04:29) How to Think About Portfolio Allocation During Accumulation

(1:12:25) The Role of International Diversification in Equity Allocation

(1:16:57) Karsten's View on Tax Loss Harvesting

(1:20:34) Asset Location

(1:22:35) Is Adding Leverage to Your Equity Worth It?

(1:26:41) Advice for Someone Early in the Accumulation Phase

(1:28:27) Stealth Frugality

(1:29:39) How Do People Spend During Retirement?

Connect with Chris

Newsletter | Membership | Twitter | Instagram | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  continue reading

200 tập

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