EP85: Commercial and Development Finance with Isabella Constantinou

Everything Property

Welcome back to the Australian Property Investing Podcast - Everything Property with your host David Hamilton. On today's episode, I sit down with the youngest and first ever female to win Commercial Broker of the Year - Isabella Constantinou who has been trail blazing the world of commercial and development finance at such a young age. In this chat we cover:
- Izzy's transition out of school and how she landed her first time job
- What winning awards (like rising star and commercial broker of the year) really mean to her
- Why she decided to choose commercial broking over residential
- Pro's and con's of commercial
- The different tiers (Privates, non banks etc)
- Deposit sizes needed to get into a development
- BBSY, line fees and other charges you need to consider
- Mezzanine finance
- Interest rates and how they differ across lenders and types of loans
- Construction loans: how they work and the draw down process
- Differences in lending when purchasing a site vs owning and going for a construction loan
- What role the DA approval plays in the finance process
- Tips, tricks and insight Izzy has learnt over the years as a commercial broker.
+ Much, much more!
To learn more about Izzy and what she does, you can check out Simplicities website here:
https://www.simplicity.net.au/key-staff/isabella-constantinou/
Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.
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Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.