Ep 89: Mr. FIA-X: The Empty Promises Behind Fixed Index Annuities

“Fun With Annuities” The Annuity Man Podcast

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2+ y ago 57:39

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In this episode, The Annuity Man and Mr. FIA-X discuss:

Avoiding upfront bonuses
Prioritizing the interests of the consumer
Market-like returns
The worst-case scenario for annuities

Key Takeaways:

Don’t let yourself be fooled by upfront bonuses and not everybody needs an income rider. Be reminded that the purpose of annuities is to transfer your risk.
If you hear the sales pitch that you’ll get ‘market-like returns’, take your money and run. They don’t know what they’re talking about.
Index annuities are not an investment, they're transfer risk, principle protection products because the worst-case scenario is that you don’t lose any money.

“Don’t ever-ever-ever confuse features on an annuity with benefits. Never” — Mr. FIA-X

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