S On A Shingle Low Budget FM podcast

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Comedy Bits Craigslist Culture Gambling Pop Sex Sketch Sports Yahoo Marc Chambers Low Budget FM Answers Relationship

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Nội dung được cung cấp bởi Marc Chambers and Low Budget FM. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Marc Chambers and Low Budget FM hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.

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NerdWallet's Smart Money Podcast

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NerdWallet's Smart Money Podcast podcast artwork

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Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

cách đây 19 ngày trước28:02

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

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S on a Shingle

cách đây 9 năm trước 1:07:44

Chia sẻ

MP3•Trang chủ episode

Nội dung được cung cấp bởi Marc Chambers and Low Budget FM. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Marc Chambers and Low Budget FM hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.

Going old school, throwing back to the days of poor and The Neewwwss Viiirruuus.

… continue reading

75 tập

#Comedy #Bits #Craigslist #Culture #Gambling #Pop #Sex #Sketch #Sports #Yahoo #Marc Chambers #Low Budget FM #Answers #Relationship

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S on a Shingle

published cách đây 9 năm trước

Chia sẻ

MP3•Trang chủ episode

Nội dung được cung cấp bởi Marc Chambers and Low Budget FM. Tất cả nội dung podcast bao gồm các tập, đồ họa và mô tả podcast đều được Marc Chambers and Low Budget FM hoặc đối tác nền tảng podcast của họ tải lên và cung cấp trực tiếp. Nếu bạn cho rằng ai đó đang sử dụng tác phẩm có bản quyền của bạn mà không có sự cho phép của bạn, bạn có thể làm theo quy trình được nêu ở đây https://vi.player.fm/legal.

Going old school, throwing back to the days of poor and The Neewwwss Viiirruuus.

… continue reading

75 tập

#Comedy #Bits #Craigslist #Culture #Gambling #Pop #Sex #Sketch #Sports #Yahoo #Marc Chambers #Low Budget FM #Answers #Relationship

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Low Budget FM

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Back In The USSR 35:17

cách đây 6 years trước35:17

35:17

Comrade Marc and Comrade Tod wonder aloud whether communism is really as bad as Cold War-era capitalists made it out to be.

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Low Budget FM

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A Rocky Horror Father's Day 33:07

cách đây 6 years trước33:07

33:07

In an effort to perform a community service for the listeners, Marc and Tod embark on a journey of self-discovery. Plus: Tod's cool uncle dilemma, a positive experience for positive people, Mike Cioffi's Lock of the Week and more.

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Low Budget FM

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Marc The Monc 34:50

cách đây 7 years trước34:50

34:50

Unable to cope with the pressures of modern life, Marc contemplates life as a monk. Tod is there with tough questions and harsh realities, as is his way in such matters.

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Low Budget FM

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The Phone Where It Happened 32:23

cách đây 7 years trước32:23

32:23

Tod had a bit of an incident when his wife needed to use his phone. He "got caught," you might say.

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Low Budget FM

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Year of the Raw Dog 48:19

cách đây 7 years trước48:19

48:19

Marc and Tod saddle up and ride through a whole bunch of news stories. The new Four Loko, drunk at SeaWorld, the real Batman and more.

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Low Budget FM

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Goin' Deep 37:09

cách đây 7 years trước37:09

37:09

Let's dive in deep on the pathology of Tod's need to dive in deep.

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Low Budget FM

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Bar Napkins 37:26

cách đây 7 years trước37:26

37:26

Marc and Tod kick around the various creative ideas they've had over the years but never really gotten around to executing.

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Low Budget FM

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The Legend Lives On 31:58

cách đây 8 years trước31:58

31:58

Marc and Tod pre-plan their funerals.

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Low Budget FM

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www dot longbeach dot gov 36:40

cách đây 8 years trước36:40

36:40

Marc's been house hunting down in Long Beach. Tod knows how they can work together to keep the area safe.

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Low Budget FM

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This Small World Isn't Big Enough For The 40 Of Us 37:26

cách đây 8 years trước37:26

37:26

Marc and Tod descend into the dark, sinister and deeply troubling world of Disneyland social clubs.

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Low Budget FM

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Let's Get Into The Weeds on "The Adventures of Pluto Nash" 44:20

cách đây 8 years trước44:20

44:20

Marc got all fired up because he saw a clickbaity thumbnail that crapped on The Adventures of Pluto Nash. Come with us into the weeds to discuss whether or not this movie warrants a 4% Rotten Tomatoes score.

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Low Budget FM

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Constructive Feedback Welcome 28:00

cách đây 8 years trước28:00

28:00

Marc & Tod swap tales of times they've had to deal with criticism of their personal, professional & creative work.

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Low Budget FM

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How's 2018? 37:32

cách đây 8 years trước37:32

37:32

Welcome to 2018. How's it going? Doing okay? Hangin' in there?

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Low Budget FM

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The Low Budget FM Christmas Special 2017 36:03

cách đây 8 years trước36:03

36:03

It's that magical time of year! Sit with us by the fire and discuss last-minute gift ideas for $5 or less, spending time with the fam over the holidays and more.

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Low Budget FM

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Open Your Mind 35:52

cách đây 8 years trước35:52

35:52

Low Budget FM looks back at some of the best conspiracy theories of 2017. Ensure your mind is wide-open before listening.

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