You Can Become a Homeowner

More than Mortgage

In this empowering episode, Dave Gallegos assures listeners that homeownership is within reach for anyone with the right preparation. Dave outlines the essential steps to get ready for buying a home, from building a solid credit score to saving for a down payment and understanding your budget. He also sheds light on what banks are looking for when approving a mortgage, offering insider tips to help you meet those criteria. Tune in to learn how to navigate the path to becoming a homeowner, with Dave's expert guidance making the journey smoother and more attainable.

00:00 - MTM Introduction

00:40 - The Fundamentals of Financial Health

01:25 - Nothing Has Really Changed

02:45 - No One Owns a Time Machine

04:40 - The Economic World is Very Different

06:45 - Not JUST the Financial Benefits of Home Ownership

07:25 - So, How Do You Do It?

09:00 - The Good News

11:25 - What Mortgage Lenders Look At

13:30 - It’s An Intimidating Process

15:45 - #1 Will You Pay?

18:15 - How Does The Bank Know?

19:55 - No More Late Payments

22:45 - Dealing With Negative Credit Reports

23:40 - Pay Down & Pay Off As Much Debt as Possible

24:00 - OptOutPrescreen.com

26:30 - Everyone Should Have Financial Balance in Life