What is Builder Risk Insurance and Premise Liability Insurance?
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Manage episode 275371587 series 2800929
Richard Rose: Allstate Insurance
3518 Old Milton Pkwy
Alpharetta, GA 30005
(770) 664-0602
https://agents.allstate.com/richard-rose-alpharetta-ga.html
https://insurance-company-alpharetta-ga.business.site/
What is Builder Risk Insurance and Premise Liability Insurance?
Builder's risk insurance covers the contractor's materials, equipment, and property pertaining to the building being constructed. The contractor's general liability insurance will protect risks when it comes to bodily injuries or property damage. It does not cover the contractor's property or equipment.
Liability means you may be "liable" or accountable for actions on your part that caused damages occurring. Property insurance covers your stuff, not someone or some entity trying to sue you for anything you did.
Can you be additionally insured on a builder's risk policy?
A lender may be designated as an insured together with the policy's other insureds. In such an arrangement, a lender becomes an "additional insured" or mortgagee under a Builder's Risk policy.
Driving Directions:
Alpharetta
Georgia, USA
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