#6 - Finiata - Leveraging tech to prudently provide working capital to Polish SMEs at speed

The Digital Dividend

Welcome to The Digital Dividend!
In this episode we are joined by Finiata's CEO Anna Kozlowska, who worked her way up to a leadership position by learning the business inside and out after joining the firm as a sales manager in 2018. Through the course of the discussion, Gennaro Crocamo and Matt Kus from Fasanara's origination desk gain interesting insights into the changes that have taken place within Finiata over the last couple of years as the firm pivoted away from the German market to focus on Poland and refined its product offering before landing on the highly automated revolving credit facilities (RCFs) they provide to SMEs today. Anna provides detail on how Finiata took a risk-first approach to lending, putting time, effort, and funding into building their machine learning underwriting algorithm which enables them to make prudent funding decisions at lightning speed and highlights the opportunities on the horizon in the embedded lending space for lenders who have built the IT infrastructure to effectively underwrite, monitor, and service granular credit exposures to underserved SME borrowers.
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© Fasanara Capital Ltd
Episodes have been produced and edited by Mikayel Poghosyan, Fasanara Capital Ltd
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Listen on Spotify/Apple Podcasts and everywhere else: thedigitaldividend.buzzsprout.com
© Fasanara Capital ltd