#13: Money Series Pt. 2: Budgeting.

The Gargoyles

Budgeting. The idea of managing your money could be fairly new -might even feel foreign- to some adults who were not taught of the importance of it through the conventional educational system. Even as some of us try to prioritize it, it is easy to get stuck trying to figure out the correct way to do it. Frustrations might arise seeing how some of our peers have an easier time with it as we keep making mistakes or forgetting certain steps. What is the deal? In reality, there is no a one-and-only true path to budgeting. We sat down with financial advisor Cesar Gomez (IG @nyc_mindset) and savings expert Brandon Marino-Zheng (IG @chinorican), as we discussed the psychology behind such an essential task. We shared different tips and methods to tackle budgeting and acknowledged that personality and mindset play a big role in deciding how to go about it. In life, we all experience certain level of struggle when it comes to abstaining from spending. Which is why it is important to figure out what works well for you. Are you a person who likes handling cash? Or, do you prefer using credit cards? Are you familiar with online banking and its perks? Do you know all your options? While developing our thoughts, we also shared opposing point of views on credit scores, debts, and some of the myths of budgeting. Some things might resonate with you more than others and that's the beauty we found in it while discussing this topic.

Our links: https://linktr.ee/gargoyles

Special thanks to our sources:

-Check out The Chris Hogan Show podcast for more financial advice: https://www.chrishogan360.com/show

-Dave Ramsey's book Total Money Makeover for getting a grasp on handling money.

Shoutout to Cesar's non-profit organization Operation Halo, which works on mini projects cleaning public areas in NYC and the tri-state area. Follow/message to volunteer! https://www.instagram.com/operation_halo/

Speakers:
Brandon Marino-Zheng (IG @chinorican)
Cesar Gomez (IG @nyc_mindset)
Bianka Bencosme (IG @biankabencosme)
Tomás Guerrero (IG @tomem.os)

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