True Stories: Common Medicare Pitfalls and How to Avoid Them

The Transition to Medicare Podcast

Are you approaching your transition to Medicare and feeling overwhelmed by all the potential pitfalls and complexities? You’re not alone! In this episode of the "Client Scenarios Podcast," we go beyond hypothetical examples and dive into five real-life Medicare scenarios our clients have faced. Learn how to avoid costly mistakes and make smarter decisions when enrolling in Medicare.
Join hosts Cameron Giardini and Joanne Giardini-Russell from Giardini Medicare, an independent insurance agency serving clients in over 13 states, as they share real stories—from clients who faced Medicare enrollment traps to those who found unique ways to maximize their Medicare benefits. Whether you’re concerned about moving states with a Medicare Advantage plan, navigating COBRA insurance complications, managing Medigap payments, avoiding last-minute Medicare enrollments, or understanding marketplace subsidies and Medicare eligibility, this episode offers practical advice for anyone transitioning to Medicare.
Episode Highlights:
1. Moving Out of State with Medicare Advantage: Discover how relocating can impact your Medicare Advantage plan and what to do before you move to avoid losing coverage.
2. COBRA Insurance Pitfalls: Learn the hidden risks of relying on COBRA coverage after retirement and how it affects your Medicare Part B enrollment.
3. Risks with Medicare Supplement Payments: Understand the critical importance of setting up automatic payments for your Medigap premiums to avoid losing coverage.
4. Last-Minute Medicare Enrollments: Why waiting until the last minute to enroll in Medicare could cost you more than you think, and how to avoid these common mistakes.
5. Marketplace Subsidies vs. Medicare Eligibility: Find out why keeping your subsidized marketplace health plan after turning 65 could result in significant financial penalties.
Who Should Listen?
- Individuals approaching age 65 or currently planning their transition to Medicare.
- Those currently enrolled in a Medicare Advantage or Medigap plan and considering a move to a new state or county.
- Retirees relying on COBRA insurance who need to understand how it affects their Medicare options.
- People enrolled in the marketplace (ACA) health plans receiving subsidies who are nearing Medicare eligibility.
- Caregivers and family members assisting loved ones with their Medicare decisions.
More Content:
- Visit our website: gmedicareteam.com
- Connect with us on YouTube and TikTok by searching "Giardini Medicare" for more valuable Medicare content.
- Send us your questions or feedback at [e-mail]
Episode Sources📖
Choosing a Medigap Policy
Medicare and You Handbook
Part B SEP Special Circumstances
Medicare and Marketplace Webinar