Welcome to the Missing Middle, a podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course.
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Weekly Messages for Christian Living
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Scarlett Moffatt attempts to uncover the truth... but can she convince her non-believer boyfriend Scott? A podcast from BBC Radio 1. Presented by Scarlett Moffatt and Scott Dobinson and co-created by Scarlett Moffatt.
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Join the producers of the hit BBC series as they discuss the show and how it updates Conan Doyle’s classic tales for 21st-century London.
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A podcast devoted entirely to discussion about Ward 21 in the city of Ottawa. Councillor Scott Moffatt is your host, analyzing and reviewing Ward issues, news, business and events. We'll also interview city leaders and decision makers to give you a clearer picture of what's happening in your Ward and why.
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Is Raising the Capital Gains Tax a Good Idea?
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern are joined by tax lawyer Bhuvana Rai with Mors Tribute and estate lawyer Birute Luksenaite with Portfolio Estate Law. They talk about the increase to the capital gains tax introduced by the government in the federal budget on April 16, 2024. They explain…
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Could a Renter's Bill of Rights Actually Help?
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The federal government of Canada is exploring ways to help renters, such as through the introduction of a Renter’s Bill of Rights. This conversation examines the government’s promises, and covers what impact they might have on renters and rental prices. It explores how price transparency affects the rental market and whether the government is doing…
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How Automatic Tax Filing Could Make Your Life Easier
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In this discussion, Mike and Cara are joined by the executive director of Canadians for Tax Fairness Katrina Miller to discuss the benefits of automatic tax filing and how it can save people money. The conversation explores the concept of automatic tax filing, the groups that would benefit from it, the current status of its implementation in Canada…
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Grading the Federal Budget: Housing Policy and Capital Gains Tax
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the federal budget and its impact on housing. They cover new initiatives, such as opening up federal land for development and the deductibility of interest for tax reasons. They also discuss the government's commitment to building 2 million homes…
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Alex Beheshti: What Happened to Ontario's Housing Ambition?
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Guest: Alex Beheshti, Senior Consultant with Altus Group Economic Consulting specializing in urban planning policy analysis, municipal fee reviews, and fiscal impacts of development. In this conversation, Cara, Mike, and Alex discuss the latest housing bill from the Ontario PC government. They grade the bill and discuss its impact on housing supply…
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Personal Easter 1 Cor. 15.35-57 04.13.2024
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The power of the promise of the Personal Easter enables lived thankfulness.
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Why Trudeau is Bringing Back 30-Year Mortgages
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In this conversation, economist Mike Moffatt and journalist Cara Stern discuss the federal government's new plan to help first-time homebuyers by extending amortization periods on new homes. The conversation explores the reasons behind this decision and the potential impact on housing starts and prices, as well as why this is similar to a policy Mi…
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Everyone Wants Rentals, but No One Wants Landlords
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In this discussion, economist Mike Moffatt and journalist Cara Stern about the great housing paradox: everyone wants landlords but no one wants landlords. Cara and Mike also discuss the different perspectives on who should own rental properties, including small-time landlords, big corporations, and government housing. The conversation also touches …
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Alex Bozikovic: Heritage Rules and the Housing Crisis
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In this discussion, Mike Moffatt and Cara Stern discuss how heritage designation negatively impacts housing supply in Toronto. During this wide ranging conversation with Globe and Mail's architecture critic, Alex Bozikovic, they touch on the history of urban planning and how it intersects with heritage planning and urban design in unexpected ways. …
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss the recent revelation by Ontario Premier Doug Ford that he will be caving to NIMBY objections, and won’t be forcing municipalities to legalize fourplexes across the province. Hosted by Mike Moffatt & Cara Stern Produced by Meredith Martin This po…
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Marc Miller: How The Immigration Minister Plans To Cut Immigration
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to the Minister of Immigration, Refugees and Citizenship of Canada, Marc Miller. Included in this wide ranging conversation is the recent announcement of new targets for temporary immigration, the need for a decrease in temporary residents, the reas…
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David Coletto: Why Millennials Broke Up with Trudeau
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Pollster David Coletto about the shifting priorities of millennials and the generational divides in financial stability and housing. He explains that younger Canadians are less likely to prioritize climate change compared to older Canadians. The …
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How Parking Minimums Hinder Home Construction
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern discuss why parking minimums often require developers to allocate a fixed amount of land for parking, regardless of the actual demand for parking in a particular area. This can result in inefficient land use, with valuable urban space being underutilized…
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How to Build 5.8 Million Homes by 2030
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In this discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Cherise Burda, Director of City Building Research and Innovation at Toronto Metropolitan University and a co-author with Mike of the Blueprint for More and Better Housing: How Federal, Provincial and Municipal Governments can Ensure We Build 5.8 …
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How Central Banks Decide If Your Mortgage Goes Up
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In this 22-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Scott Cameron, an economist formerly with the Parliamentary Budget Officer in Ottawa and now working in government in the Channel Islands. This conversation explores economic forecasting models and the Bank of Canada's transition to a n…
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Inflation, Interest Rates, and the Role of the Bank of Canada
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In this conversation, Mike Moffatt and Cara Stern discuss inflation and the Bank of Canada's approach to managing it. They explore the factors that contribute to inflation, such as supply-side disruptions and demand-side spending. They also discuss the challenges of predicting and controlling inflation, as well as the potential impact of inflation …
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Reece Martin: Canadians Pay Way Too Much to Build Transit
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Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to transit expert Reece Martin about the challenges and issues surrounding transit development in Canada. He highlights the decline in the ability to deliver transit projects effectively, the high costs of building subways in Toronto and the impact of NIMBYism on trans…
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How Does the Bank of Canada Affect Housing?
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Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Armine Yalnizyan, economist and Atkinson Fellow On The Future Of Workers, about what role the Bank of Canada has played in the housing crisis. In this wide-ranging discussion, they discuss how wages have lagged significantly behind housing prices and how the Canadia…
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How Should Economists Measure Happiness?
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Because it’s a short week, instead of a full episode, we've got a short extra segment from our conversation with economist Armine Yalnizyan on whether GDP per capita is a good indicator of individual well-being. Hosted by Mike Moffatt & Cara Stern Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the …
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Justice Queen: From Accidental Landlord to Housing Advocate
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In this episode of The Missing Middle Podcast journalist Cara Stern welcomes Shaista, a long-time Toronto and 905 real estate observer who provides wonderful insights on everything from the state of Ontario’s tribunal system to the plight of international students. In this wide ranging conversation, Cara Stern and Shaishta - better known by her twi…
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Is GDP Per Capita is a "Garbage Metric"?
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A lot of people have been challenging the notion that GDP is a good measure of the economy. Instead, they suggest, we should look at GDP per capita to determine whether life is getting better for individuals, rather than the country as a whole. But is GDP per capita an economic triumph or a "garbage metric"? In this 23-minute discussion, Smart Pros…
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Do Canada's Immigration Targets Make Sense?
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Last week the federal government introduced a cap on international student visas. Going forward they will be distributed to the provinces on a per-capita basis. That got us thinking about Canada’s immigration policies in general. Canada’s openness to immigrants has always been one of Canada's great strengths. Our temporary immigration programs have…
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Soaring Rent and Low Vacancy in Canada's Latest Market Report
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The Canada Mortgage and Housing Corporation (CMHC) released its annual Rental Market Report last week. With the national vacancy rate hitting a historic low and rent prices on a relentless climb, renters across the nation are feeling the squeeze. In bustling urban centers like Toronto and Vancouver, the role of condominiums as makeshift rental unit…
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How Colleges Broke Canadian Immigration
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The Canadian federal government announced a 2-year cap on international student permits making for some big headlines last week. This will severely limit the number of international students attending campuses in Ontario and British Columbia where the number of international students have been climbing in recent years. The existence of Public Priva…
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Sabrina Maddeaux: A Millennial Running to be a Conservative
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Sabrina Maddeaux is a journalist and political commentator who announced that she’s seeking the Conservative nomination for Aurora—Oak Ridges—Richmond Hill. In this 22-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern talk to Maddeaux about the housing and affordability crisis and what role that played i…
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Politicians, policy makers, and journalists all talk about the middle class and how well they are doing economically speaking. Middle-class voters make up the bulk of the voting population so it makes political sense to court them. But what exactly does middle class mean today? Who is considered middle class and what makes them middle class? In thi…
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Is a 10.5% Property Tax Increase Reasonable?
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The city of Toronto is currently contemplating a significant property tax hike as part of its proposed budget for the upcoming fiscal year. The move is generating widespread discussion and debate among residents, businesses, and policymakers. In this 23-minute discussion, Smart Prosperity Institute economist Mike Moffatt and journalist Cara Stern d…
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Revolutionary Reliance on Jesus -- Romans 7.14--8.2
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Anchoring our resolutions in Revolutionary Reliance on Jesus.
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John Rapley: Is Canada's Economy in Decline?
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Canada’s place in the global world order is shifting and according to the Organization for Economic Development and Cooperation (OECD) Canada will be the worst-performing advanced economy over the next decade John Rapley is a political economist specializing in global development, the world economy, and economic history. He was born and raised in O…
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Trudeau Talks Capping International Student Visas
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Yesterday was the first time Mike or Cara ever heard Prime Minister Justin Trudeau signalling that his government would work to cap the number of international students allowed in the country, tying the numbers to available housing. Mike and Cara discuss what this development means and how it could even work. Hosted by Mike Moffatt and Cara Stern. …
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How Pre-Approved Home Designs Could Help Affordability
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In a throwback to the post-war era, Trudeau's federal government is looking into creating a catalogue of pre-approved home designs that they hope will speed up housing development. But why do they even matter, and where can they go wrong? Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre. This pod…
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Why You Should Care About (and Understand) Bond Yields
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Canadian bond yields have been fairly volatile in recent weeks...but what does that even mean, and why does it matter to anyone outside of the finance world? Mike gives a primer on what bond yields are, and why the middle class should understand and care about them. Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you t…
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How the BC Housing Minister is Going Big on Housing Supply
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British Columbia's Housing Minister Ravi Kahlon joins Mike and Cara to talk about the big plans his government has to make it easier for developers to build homes. We cover everything from zoning, to immigration, and building with timber. Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre. This pod…
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Trudeau Liberals' Fall Economic Statement Earns a C- Grade
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Justin Trudeau's government released its Fall Economic Statement this week, introducing what Finance Minister Chrystia Freeland called meaty measures...and what Mike Moffatt grades at a C-. He explains why, and what they could have offered instead. Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre…
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Green Leader Mike Schreiner on Fixing Housing in Ontario
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Ontario Green Party Leader Mike Schreiner joined Mike and Cara to talk about his two private member's bills that aim to increase housing supply, as well as how he hopes to represent young people who have been priced out of the market. Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre. This podcast…
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Is Ontario Setting Up Cities to Fail Their Housing Targets?
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The provincial government has set the target of 1.5 million homes in the province over a 10-year period. That involves major increases in the rate of construction, beyond anything we've seen in decades. To incentivize municipalities, the federal and provincial governments are tying infrastructure funding to these targets. But are these goals realis…
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How Realistic is this Housing Plan Anyway?
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The Ontario NDP and Olivia Chow both recently released their housing plans. They're both big budget projects, but with wildly different calculations in how much it costs to build a home. Alex Beheshti is an urban planner and land economist with the Altus Group, and he joins Mike and Cara to evaluate the feasibility of these plans. Hosted by Mike Mo…
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Are Development Charges Fair to Millennials and Gen Z?
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A lot of politicians say that development charges are paid for out of the pockets of big developers, and save taxpayers from footing the bill for infrastructure. The question we have is: Is that really true? Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre. This podcast is funded by the Neptis Fo…
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Ontario Towns and Cities Debate Zoning for Multiplexes
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When the Ontario government put together a Housing Affordability Task Force to advise them on housing policy, they got the advice to up-zone the whole province to a minimum of four units on any lot. The government decided against forcing municipalities to do that, but have advised municipalities that they should voluntarily do so. Recently, Guelph …
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How the Left and Right Approach Economics These Days
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Since Mike Moffatt has advised Justin Trudeau, and Sean Speer has advised Stephen Harper, we thought it would be fun to get them in a (virtual) room together to discuss how both sides of the political spectrum have changed their approaches on economics in recent years. Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank yo…
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How Universities and Colleges Make the Housing Crisis Worse
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Mike's been talking for years about how Canada isn't considering international students in our immigration numbers. They all need places to live, so this oversight really messes with the housing market. Finally, politicians are starting to pay attention! He unpacks the story of how we got here and what needs to change. Hosted by Mike Moffatt and Ca…
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Doug Ford Puts Land Back in the Greenbelt
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Sean Speer, editor-at-large for The Hub, joins Cara and Mike to analyze what it means that Doug Ford reversed his land swap, and put the newly rezoned land back into the Greenbelt. Missing Middle is hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.…
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Mike gives an overview of 15 Minute Cities, and why he has some worries about what impact they might have on the middle class. Then Vass Bednar joins them to talk about why Canada needs more competition, especially in places such as our grocery stores. Vass Bednar is the founder of Regs to Riches, and a senior fellow at the Centre for International…
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Welcome to the Missing Middle, a new podcast about why the middle class in Canada is disappearing. We hope to help you understand why life is becoming unaffordable for so many in this country, and what can be done to reverse course. Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin. Thank you to the PLACE Centre. This podcast w…
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In the season six finale, Scarlett may have finally done it and made Scott a believer! They're discovering what their horoscopes actually mean and what characteristics their baby will have based off their star sign. New episodes released every week. If you're in the UK, for more BBC podcasts listen on BBC Sounds: bbc.in/3UjecF5…
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Are Robots Taking Over? with Guz Khan
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Guz Khan joins Scarlett and Scott to answer the most important question every is asking right now: are robots taking over? They'll also be talking about whether artificial intelligence is exciting or scary, if gadgets are making us lazy and who's the bigger gamer between Scott and Guz! New episodes released every week. If you're in the UK, for more…
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Lucky Girl Syndrome with Kaylee Golding
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Scarlett and Scott are joined by Radio 1Xtra presenter Kaylee Golding to talk about lucky girl syndrome - will they believe?New episodes released every week. If you're in the UK, for more BBC podcasts listen on BBC Sounds: bbc.in/3UjecF5’Bởi BBC Radio 1
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Why are marathons 26 miles? Scarlett collects elephants? Scott's besties with Pythagoras?New episodes released every week. If you're in the UK, for more BBC podcasts listen on BBC Sounds: bbc.in/3UjecF5Bởi BBC Radio 1
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Can the Great Wall be seen from space? Dinner with an immortal? Scott loves Mulan?Bởi BBC Radio 1
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Parenting hacks? Who's getting married next year? Scarlett used pot pourri for what?Bởi BBC Radio 1
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