Loan Officer Training - 11/14/2024 - Analyzing Self-Employed Borrower Income: C-Corporations

Loan Officer Training with The Mortgage Calculator

Self-employed borrowers who own C-Corporations present unique income analysis challenges. In this episode of Loan Officer Training, we dive deep into the intricacies of evaluating income for C-Corp owners, equipping you with the skills needed to interpret complex financials with confidence.
Discover how to navigate corporate tax returns (Form 1120), understand retained earnings, and differentiate between shareholder wages, dividends, and other income sources. We’ll discuss how to evaluate C-Corp profitability, review balance sheets for hidden liabilities, and assess trends in business income that can impact loan eligibility. With practical tips on identifying potential red flags and understanding the implications of corporate structures, this episode will help you make more informed lending decisions.
Whether you’re a seasoned loan officer or expanding your expertise in self-employed income analysis, this episode is packed with actionable insights to help you handle C-Corp borrowers with ease, streamline the underwriting process, and boost your success with self-employed clients. Don't miss this in-depth guide to mastering C-Corp income analysis and adding value to your lending practice!
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About The Mortgage Calculator:
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in j

Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast

Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast

Loan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/join
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...