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Who Needs Life Insurance?
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Manage episode 275371588 series 2800929
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Richard Rose: Allstate Insurance
3518 Old Milton Pkwy
Alpharetta, GA 30005
(770) 664-0602
https://agents.allstate.com/richard-rose-alpharetta-ga.html
Who Needs Life Insurance?
Even for those who believe that they're at the peak of life, the coming future is never certain, so presuming through the financial ramifications of a sudden illness or accident may be a wise move. Does that mean you need to have life insurance? If there are people in your life who depend on your incomes, and you don't have an extensive bank account to leave behind, the answer is likely "yes." For parents, entrepreneurs and even young people with outstanding student loans, the promise of a death benefit can provide assurance that your family or business associates will be protected.
KEY POINTS
- Life insurance is an important source of protection for parents and other consumers who have financial dependents.
- You can decide between term insurance-- which covers you for a certain number of years-- and long-term policies that will protect you throughout your lifetime.
- To determine the amount of coverage you need, it's important to estimate your loved ones' expenditures and how much income they may be able to generate from work or other sources.
Driving Directions:
Johns Creek
Georgia, USA
Alpharetta
Georgia, USA
The Golf Club of Georgia
Alpharetta, GA 30005
Country Club of Roswell
Roswell, GA 30076
Johns Creek
Georgia, USA
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